1677 Balvaird Dr Se

STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by DWIGHT D. KIRKHAM AND TANIA A. FRANCIS to BANK OF AMERICA, N.A. in the original principal amount of $220,000.00 dated February 22, 2007, and recorded in Deed Book 47613, Page 82, Gwinnett County records, said Security Deed being last transferred to ATHENE ANNUITY AND LIFE COMPANY in Deed Book 61049, Page 375, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on August 05, 2025, the property in said Security Deed and described as follows: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 245 & 246 IF THE 5TH LAND DISTRICT OF GWINNETT COUNTY GEORGIA BEING KNOWN AND DESIGNATED AS LOT 38 BLOCK A OF FREEMAN CROSSING SUBDIVISION UNIT ONE AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY PREPARED BY PRECISION PLANNING INC DATE MARCH 24, 2005 FILED AND RECORDED ON AUGUST 17, 2005 AS PLAT BOOK 113, PAGES 13-14, GWINNETT COUNTY, GEORGIA RECORDS, REFERENCE TO SAID PLAT OF SURVEY AND THE RECORD THEREIF BEING HEREBY MADE FOR A COMPLETE DESCRIPTION. TAX PARCEL ID #: R5245 223 Said property being known as: 1677 BALVAIRD DR, LAWRENCEVILLE, GA 30045 To the best of the undersigneds knowledge, the party or parties in possession of said property is/are DWIGHT D. KIRKHAM AND TANIA A. FRANCIS or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Select Portfolio Servicing, Inc. 3217 S. Decker Lake Drive Salt Lake City, UT 84119 800-635-9698 Note that pursuant to O.C.G.A. ? 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ATHENE ANNUITY AND LIFE COMPANY, as Attorney-in-Fact for DWIGHT D. KIRKHAM AND TANIA A. FRANCIS Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-277670 - BrS 7/9,16,23,30,2025