148 Gradient Ct

STATE OF GEORGIA COUNTY OF GILMER NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by ANNETTE E. SMITH AND FRANKLIN D. SMITH, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR THE PERPETUAL FINANCIAL GROUP, INC., ITS SUCCESSORS AND ASSIGNS in the original principal amount of $215,916.00 dated October 14, 2016, and recorded in Deed Book 2001, Page 480, Gilmer County records, said Security Deed being last transferred to NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING in Deed Book 2567, Page 335, Gilmer County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on August 5, 2025, the property in said Security Deed and described as follows: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 175, 11TH DISTRICT, 2ND SECTION OF GILMER COUNTY, GEORGIA, AND DESIGNATED AS LOT 75R, BEAVER FOREST, AS PER PLAT OF SURVEY PREPARED FOR GEORGE M. POOLE, BY JOEL JORDAN, GRLS #2430, DATED JANUARY 9, 2014, AS RECORDED IN PLAT BOOK 57, PAGE 78A, GILMER COUNTY, GEORGIA RECORDS; SAID PLAT IS HEREBY INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. THIS CONVEYANCE IS SUBJECT TO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR BEAVER FOREST, DATED JUNE 1, 1981, AND RECORDED IN DEED BOOK 103, PAGE 676, GILMER COUNTY RECORDS. SUBJECT, FURTHER TO ALL EASEMENTS, RESTRICTIONS AND ZONING ORDINANCES OF RECORD. Said property being known as: 148 GRADIENT COURT, ELLIJAY, GA 30540 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are ANNETTE E. SMITH AND FRANKLIN D. SMITH, JR. or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney/s fees (notice of intent to collect attorney/s fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: NEWREZ LLC D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300, Greenville , SC 29601 866-825-2174 Note that pursuant to O.C.G.A. §44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING, as Attorney-in-Fact for ANNETTE E. SMITH AND FRANKLIN D. SMITH, JR. Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450, Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-309047 - AnB July 9-30. 870800