95 Old Highway 5

This is an attempt to collect a debt and any information obtained will be used for that purpose. NOTICE OF SALE UNDER POWER GEORGIA, FANNIN COUNTY Under and by virtue of Power of Sale contained in the Security Deed from Douglas A. Stiles, Jr. and Melanie A. Stiles, to Vanderbilt Mortgage and Finance, Inc., dated July 26, 2011, filed for record August 12, 2011, recorded at Deed Book 976, Page 650, Fannin County, Georgia Records, in the original principal amount of $58,357.22, aforesaid records together with a Promissory Note of equal date and value, with interest at the rate specified therein, there will be sold, by the undersigned at public outcry to the highest bidder for cash, before the Courthouse Door, or designated area at FANNIN COUNTY, Georgia, or designated area, within the legal hours of sale on the first TUESDAY in August 2025, the following described property: All that tract or parcel of land lying and being in the 8th District and 2nd Section of Fannin County, Georgia, and being part of Land lot 4, 104 and 105, containing ¼ acre, more or less, and being more particularly described as follows: BEGINNING at the intersection of the Copperhill?Blue Ridge Highway and the Epworth and Galloway Road and running thence along the Galloway Road, approximately 120 feet to an iron pin; thence in a Westerly direction approximately 87 feet to an iron pin on the edge of the Copperhill?Blue Ridge Highway; thence in a Southerly direction along the Copperhill?Ridge Highway Route #5, approximately 86 feet to the BEGINNING point at the intersection of said roads. BEING all of the same property conveyed 1-0 Douglas A. Stiles Jr. and Melanie A. Stiles by Warranty Deed from Barry Duane Seaver, dated September 10, 1998 and filed of record in Book 302, Page 746, Clerk's Office of Fannin County, Georgia. Together with that certain 2011 CMH manufactured home bearing VIN No. WHC018940GA. Said legal description is controlling but the property is commonly known as 95 Old Highway 5, Blue Ridge, Georgia 30513. Tax and Parcel ID Number: 0059?C007 The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; and all outstanding bills for public utilities which constitute liens upon said property; To the best of the knowledge and belief of the undersigned, the party in possession of the property is Douglas A. Stiles, Jr. and Melanie A. Stiles and /or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. VANDERBILT MORTGAGE AND FINANCE, INC. and its counsel are acting as debt collectors. Any information obtained will be used for that purpose. VANDERBILT MORTGAGE AND FINANCE, INC., as Attorney-in-Fact for Douglas A. Stiles, Jr. and Melanie A. Stiles. For information on modifying or altering the loan or acquiring further information about this Security Deed: Contact: Jason Godwin Godwin Law Group 3985 Steve Reynolds Blvd, Bldg D Norcross, GA 30093 Phone: 470-427-2683 Email: jgodwin@godwinlawgroup.com July 9-30 #871368