2335 Gardner St

STATE OF GEORGIA COUNTY OF RICHMOND NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by ANNIE KATE HARRIS to THE PROVIDENT BANK, INC. in the original principal amount of $56,800.00 dated May 6, 1999, and recorded in Deed Book 644, Page 104, Richmond County records, said Security Deed being last transferred to U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE, AS SUCCESSOR-IN-INTEREST TO U.S. BANK NATIONAL ASSOCIATION, AS SUCCESSOR IN INTEREST TO BANK OF AMERICA NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO LASALLE BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE C-BASS MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-SP1 in Deed Book 1145, Page 2090, Richmond County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on August 5, 2025, the property in said Security Deed and described as follows: ALL THAT LOT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE CITY OF AUGUSTA, RICHMOND COUNTY, GEORGIA, FRONTING A DISTANCE OF 50.5 FEET, MORE OR LESS, ON THE NORTH SIDE OF GARDNER STREET AND EXTENDING BACK BETWEEN PARALLEL LINES A DISTANCE OF 220 FEET, MORE OR LESS, AND BEING BOUNDED, ALL NOW OR FORMERLY, AS FOLLOWS: NORTH BY PROPERTY OF ANTHONY ROSS; EAST BY PROPERTY OF SARA THOMAS; SOUTH BY GARDNER STREET, AND WEST BY PROPERTY OF ADELE ALLEN. THE IMPROVEMENTS ON THE ABOVE DESCRIBED PROPERTY ARE KNOWN UNDER THE PRESENT SYSTEM OF HOUSE NUMBERING OF THE CITY OF AUGUSTA AS NO. 2335 GARDNER STREET. Said property being known as: 2335 GARDNER ST, AUGUSTA, GA 30904 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are ANNIE KATE HARRIS or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: PHH Mortgage Corporation 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 800-887-4420 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE, AS SUCCESSOR-IN-INTEREST TO U.S. BANK NATIONAL ASSOCIATION, AS SUCCESSOR IN INTEREST TO BANK OF AMERICA NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO LASALLE BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE C-BASS MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-SP1, as Attorney-in-Fact for ANNIE KATE HARRIS Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-313687 - BrS