819 S Mcdonald St

NOTICE OF SALE UNDER POWER GEORGIA, LONG COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Montgomery Jefferson to Navy Federal Credit Union dated February 8, 2022, recorded in Deed Book 514, Page 325, Long County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Twelve Thousand Five Hundred Thirty and 0/100 Dollars ($112,530.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Long County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in August, 2025, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that certain lot, tract or parcel of land situate, lying and being in the City of Ludowici, 24th G.M. District of Long County, Georgia, containing 0.25 acres of land, more or less, and filed in the Long County Clerk of Superior Court in Book 426, Page 012, and having a frontage on State Highway #57 (formerly State Highway #99) a distance of fifty (50) feet, and running back therefrom a uniform width for a distance of two hundred twelve (212) feet, and being the southeasterly side of Lot No. 5 of the Long-Dawson Subdivision and bounded, now or formerly, as follows: Northeasterly by lands of Sams Partners, LP, formerly Theus; South-easterly by H. J. Deloach; Southwesterly by right of way of State Highway #57; and North-westerly by lands of D. W. Barnard. MR / KR August 5, 2025 Our file no. 25-17801GA-FT8 25-17801GA The debt secured by said Security Deed has been and is hereby declared due be-cause of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys fees (notice pursuant to O.C.G.A. 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including tax-es which are a lien, but not yet due and payable), the right of redemption of any taxing au-thority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cove-nants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an as-is basis without any represen-tation, warranty or recourse against the above-named or the undersigned. Navy Federal Credit Union is the holder of the Security Deed to the property in ac-cordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Navy Federal Credit Union, 820 Follin Lane, Vienna, VA 22180, (800)258-5948. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Montgomery Jefferson or a tenant or tenants and said property is more common-ly known as 819 S Mcdonald St, Ludowici, GA 31316. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Navy Federal Credit Union as Attorney in Fact for Montgomery Jefferson McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net /7-10, 17, 24, 31/np