120 St Ives Way

TS # 2025-13974-GA Notice Of Sale Under Power Georgia, Chatham County Under and by virtue of the Power of Sale contained in that certain Security Deed given by Charlie J. Heyward to Mortgage Electronic Registration Systems, Inc., as Grantor, as nominee for Freedom Mortgage Corporation, its successors and assigns, dated 4/6/2020, and recorded on 4/16/2020, in Instrument No.: 032274880022, Deed Book 1903, Page 237-258, Chatham County, Georgia records, as last assigned to Freedom Mortgage Corporation by assignment recorded on 1/31/2025 in Instrument No.: -- Deed Book 3580, Page 547, conveying the after-described property to secure a Note in the original principal amount of $172,418.00, with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Chatham County, Georgia, within the legal hours of sale on 8/5/2025, the following described property: All That Certain Lot, Tract Or Parcel Of Land Situate, Lying And Being In Chatham County, Georgia And Being More Particularly Described As Lot Twenty-Two (22), Saint Ives Subdivision As Shown On The Map Or Plat Of Said Subdivision Prepared By Terry Mack Coleman, Georgia Registered Land Surveyor Number 2486 Dated June 10, 1994 And Being Recorded In Plat Book 14-S, Folio 24 In The Office Of The Clerk Of Superior Court Of Chatham County, Georgia On The 8th Day Of July 1994. Said Map Or Plat Is Incorporated Herein By Reference For A More Particular Description Of Said Lot.. Said property is commonly known as 120 Saint Ives Way Savannah, GA 31419. The indebtedness secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of the sale, as provided in the Security Deed and by law, including attorneys' fees (notice of intent to collect attorneys' fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Freedom Mortgage Corporation, Attention: Loss Mitigation Department, 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939, Telephone No.: (855) 690-5900. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend, or modify the terms of the security instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any other matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property is (are) Charlie J. Heyward or tenant(s) or other occupants. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) any right of redemption or other lien not extinguished by foreclosure. The sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being Freedom Mortgage Corporation as Attorney in Fact for Charlie J. Heyward. Nestor Solutions, LLC 214 5th Street, Suite 205, Huntington Beach, California 92648, (888) 403-4115, TS # 2025-13974-GA. For sale information, visit: https://www.nestortrustee.com/sales-information.com or call (888) 902-3989. July 8, 15, 22, 29 2025 LGSC0324450