148 Kirby St

L1 Jerome Talley 06/18/2025 NOTICE OF SALE UNDER POWER 7-10 STATE OF GEORGIA COUNTY OF CHATTOOGA Under and by virtue of the Power of Sale contained in a Security Deed given by PIERRE JEROME TALLEY and KRISTINA J. TALLEY to Mortgage Electronic Registration Systems, Inc. as Nominee for Churchill Mortgage Corporation. dated July 30, 2019 and recorded on July 30, 2019 in Deed Book 00699, Page 0191, of the Chattooga County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS LEGAL TITLE TRUSTEE FOR RMTP TRUST, SERIES 2021 BKM-TT-V (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $90,808.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash in Chattooga County, before the Courthouse door, or at such place as may be lawfully designated as an alternate, and within the legal hours of sale on August 05, 2025, being the first Tuesday in August 2025, the following described property: ALL THAT TRACT OR PARCEL OF LAND SITUATED, LYING AND BEING IN LAND LOT 21 IN THE 6TH DISTRICT AND 4TH SECTION OF CHATTOOGA COUNTY, GEORGIA, AND BEING ALL OF LOT 3, A PART OF LOT 2 AND A PART OF LOT 4, BLOCK "E" OF THE R. D. JONES ADDITION, AS SHOWN ON A PLAT RECORDED IN DEED BOOK 17, PAGE 365, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF CHATTOOGA COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WEST SIDE OF KIRBY STREET, SAID POINT BEING 75 FEET SOUTH OF THE INTERSECTION OF THE WEST SIDE OF KIRBY STREET WITH THE SOUTH SIDE OF HINTON STREET; THENCE WESTERLY PARALLEL WITH THE SOUTH SIDE OF HINTON STREET 150 FEET TO A POINT; THENCE SOUTH PARALLEL WITH KIRBY STREET 95 FEET TO A POINT; THENCE EASTERLY PARALLEL WITH HINTON STREET 150 FEET TO A POINT ON THE WEST SIDE OF KIRBY STREET; THENCE NORTHERLY 75 FEET ALONG THE WEST SIDE OF KIRBY STREET TO THE POINT OF BEGINNING. TAX ID#: S28-17 SUBJECT TO ANY EASEMENTS OR RESTRICTIONS OF RECORD Property Address: 148 KIRBY STREET, SUMMERVILLE, GA 30747 (the Property). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Secured Creditor is the current assignee of the Security Deed to the Property. Nationstar Mortgage LLC d/b/a Mr. Cooper, acting on behalf of and, as necessary, in consultation with Secured Creditor (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, Nationstar Mortgage LLC d/b/a Mr. Cooper may be contacted at: 8950 Cypress Waters Blvd., Coppell, TX 75019 or (888) 480-2432. Please note that the Secured Creditor is not required by law to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the Property is/are: PIERRE JEROME TALLEY and KRISTINA J. TALLEY and/or tenant/tenants. Said Property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable); (b) unpaid water or sewage bills that constitute a lien against the Property whether due and payable or not yet due and payable and which may not be of record; (c) the right of redemption of any taxing authority; (d) any matters which might be disclosed by an accurate survey and inspection of the Property; and (e) all matters of record superior to the Security Deed set out above, including, but not limited to, assessments, liens encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS LEGAL TITLE TRUSTEE FOR RMTP TRUST, SERIES 2021 BKM-TT-V as Attorney in Fact for PIERRE JEROME TALLEY and KRISTINA J. TALLEY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWARD LAW 4755 Technology Way, Suite 104 Boca Raton, FL 33431 Telephone: (954) 893-7874 Facsimile: (888) 235-0017 25-000335 7-31c