3772 Galt Pl

CLASS:10900 NOTICE OF SALE UNDER POWER GEORGIA, Douglas COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in that certain Georgia Security Deed and Security Agreement given by Esele I Carswell and Terry Carswell to Truist Bank, dated 08/16/2022 and filed 08/29/2022, recorded in Deed Book 4175, Page 956-962, Douglas County, Georgia Records, conveying the after-described property to secure a Discounted Home Equity Line Agreement & Initial Disclosure Statement in the original principal amount of One Hundred Seventy Six Thousand Seven Hundred Dollars and No Cents ($176,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Douglas County, Georgia, within the legal hours of sale on Tuesday August 5, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 87 of the 1st District, 5th Section, Douglas County, Georgia, being Lot 120, Ashworth, Unit Two, as per plat thereof recorded in Plat Book 32, Page 263, Douglas County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description. This being the same property conveyed to Esele I Carswell and Terry Carswell, as joint tenants with rights of survivorship and not as tenants in common, for and during their joint lives, and upon the death of either of them, then to the survivor of them in fee simple together with every contingent remainder and right of reversion, and to the heirs and assigns of said survivor, dated 9/28/2015, and recorded on 10/6/2015 in Book 3331 page 910 in the Douglas County Recorders Office Parcel no 00870150164 The debt secured by said Georgia Security Deed and Security Agreement has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Discounted Home Equity Line Agreement & Initial Disclosure Statement and Georgia Security Deed and Security Agreement. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Georgia Security Deed and Security Agreement and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any unpaid water or sewage bills that constitute a lien against the property whether due and payable or not due and payable and which may not be of record, any right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Georgia Security Deed and Security Agreement first set out above including but not limited to that certain Security Deed given by Esele I Carswell to Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Bank dba Fidelity Bank Mortgage . dated 9/28/2015 and filed 10/6/2015, recorded in Deed Book 3331, Page 900, Douglas County, Georgia Records, conveying the above described property to secure a Note in the original principal amount of $216,015.00 (later re-recorded in Deed Book 3443, Page 702, Douglas County, Georgia Records) later assigned. To the best knowledge and belief of the undersigned, the party in possession of the property is Esele I Carswell and Terry Carswell or a tenant or tenants and said property is more commonly known as 3772 Galt PL, Douglasville GA 30135. In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt. Truist Bank PO Box 85052 Richmond VA 23285 800-289-6353 866-519-3479 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Georgia Security Deed and Security Agreement. to any rights of rescission of the party conducting this foreclosure sale pursuant to Georgia law including, but not limited to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non- judicial sales in the state of Georgia. Please note that the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above and final review by the party conducting this foreclosure sale for compliance with contractual and legal obligations pursuant to the terms of the loan documents and State and Federal law, including but not limited to any and all rights of rescission. Truist Bank, as Attorney in Fact for Esele I Carswell and Terry Carswell By: Andrew D. Gleason Attorney for Truist Bank Lefkoff, Rubin, Gleason ,Russo & Smith, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax) 07/08, 07/15, 07/22, 07/29