2911 Monterey Dr

420-509817 7/30,9/10,9/17,9/24,10/01NOTICE OF SALE UNDER POWER GEORGIA, DEKALB COUNTY By virtue of a Power of Sale contained in that certain Security Deed from JO ANNE L. PHILLIPS A/K/A JO ANNE PHILLIPS to FINANCIAL FREEDOM SENIOR FUNDING CORPORATION, A SUBSIDIARY OF INDYMAC BANK, F.S.B., dated March 3, 2005, recorded March 9, 2005, in Book 17191, Page 500, DeKalb County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Ninety-Two Thousand and 00/100 dollars ($192,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS OWNER TRUSTEE FOR ONITY LOAN ACQUISITION TRUST 2026-HB3, there will be sold at public outcry to the highest bidder for cash at the DeKalb County Courthouse, within the legal hours of sale on the first Tuesday in October, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 200 OF THE 15TH DISTRICT, DEKALB COUNTY, GEORGIA, BEING LOT 17, BLOCK E, BELVEDERE PARK SUBDIVISION, ACCORDING TO THE PLAT RECORDED AT PLATBOOK 20, PAGE 76, DEKALB COUNTY RECORDS, WHICH REFERENCE IS MADE FORTHE PURPOSE OF INCORPORATING THE SAME AS APART HEREOF. Said legal description being controlling, however the property is more commonly known as 2911 MONTEREY DR., DECATUR, GA 30032. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JO ANNE L. PHILLIPS A/K/A JO ANNE PHILLIPS, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Onity Mortgage Corporation fka PHH Mortgage Corporation, Loss Mitigation Dept., 1661 Worthington Road Ste 100, West Palm Beach, FL 33409, Telephone Number: 866-503-5559. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS OWNER TRUSTEE FOR ONITY LOAN ACQUISITION TRUST 2026-HB3as Attorney in Fact forJO ANNE L. PHILLIPS A/K/A JO ANNE PHILLIPS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071Telephone Number: (877) 813-0992 Case No.++RMU-26-02159-3 JO ANNE L. PHILLIPS A/K/A JO ANNE PHILLIPS++ Ad Run Dates 07/30/2026, 09/10/2026, 09/17/2026, 09/24/2026, 10/01/2026 rlselaw.com/property-listing