1941 J T Elder Rd

"NOTICE OF FORECLOSURE SALE UNDER POWER OCONEE COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Margaret Ann Turner to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Ameris Bank, dated July 9, 2021, and recorded in Deed Book 1644, Page 474, Oconee County, Georgia Records, as last transferred to Planet Home Lending, LLC by assignment recorded on May 14, 2026 in Book 1856 Page 586 in the Office of the Clerk of Superior Court of Oconee County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Forty-Six Thousand Five Hundred Twenty and 0/100 dollars ($146,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Oconee County, Georgia, within the legal hours of sale on August 4, 2026, the following described property: All that tract or parcel of land containing 1.0 acre, more or less, situate, lying and being on the southeasterly side of J.T. Elder Road, County unpaved road, in the 261st G.M.D., Oconee County, Georgia; being particularly described on a plat entitled ""urvey for Margaret Ann Williams""by Glenn Downs, Surveyor, dated August 6, 1983, recorded in Plat Book 10, Page 328, in the office of the Clerk of Superior Curt of Oconee County, Georgia; and subject property being bounded now or formerly and generally as follows: northwesterly by centerline of J. T. Elder Road; northeasterly by land of Joseph H. Cleveland; southeasterly by land of Joseph H. Cleveland; southwesterly by land of Joseph H. Cleveland shown on recorded plat as proposed road; and being part of the property conveyed to Joseph H. Cleveland by Stella Christine C. Jackson, et al, by deed dated May 1, 1976, recorded in Deed Book 23, Page 507, said Clerk's Office. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Planet Home Lending, LLC they can be contacted at 866-882-8187 for Loss Mitigation Dept, or by writing to 10 Research Parkway, Suite 2, Wallingford, Connecticut 06492, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is TIFFANY M GORDON or tenant(s); and said property is more commonly known as 1941 J T Elder Rd, Watkinsville, GA 30677. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Planet Home Lending, LLC as Attorney in Fact for Margaret Ann Turner. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 26-14910 0165"