3638 Rainbow Dr

420-509028 7/9,7/16,7/23,7/30.STATE OF GEORGIACOUNTY OF DEKALB NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by KAY J. MOSES-THOMAS AND RICHARD L. THOMAS, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR IRWIN UNION BANK AND TRUST COMPANY in the original principal amount of $169,300.00 dated August 18, 2005, and recorded in Deed Book 17826 , Page 351, DeKalb County records, said Security Deed being last transferred to U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE, AS SUCCESSOR-IN-INTEREST TO U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS INDENTURE TRUSTEE, FOR THE HOLDERS OF THE CIM TRUST 2021-R1, MORTGAGE-BACKED NOTES, SERIES in Deed Book 32616, Page 523, DeKalb County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 8/4/2026, the property in said Security Deed and described as follows: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 124, 15TH DISTRICT, DEKALB COUNTY, GEORGIA BEING KNOWN AS LOT 6, BLOCK "A", UNIT ONE, KINGS PARK SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 42, PAGE 44, DEKALB COUNTY, GEORGIA, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION; BEING IMPROVED PROPERTY KNOWN AS 3638 RAINBOW DRIVE, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN DEKALB COUNTY, GEORGIA AND BEING MORE PARTICULARLY SHOWN ON SURVEY PREPARED BY GEORGIA LAND SURVEYING CO., INC., DATED DECEMBER 15, 1982. Said property being known as: 3638 RAINBOW DRIVE, DECATUR, GA 30034 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are KAY J. MOSES-THOMAS AND RICHARD L. THOMAS, JR. or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Select Portfolio Servicing, Inc.3217 S. Decker Lake DriveSalt Lake City, UT 84119800-635-9698 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE, AS SUCCESSOR-IN-INTEREST TO U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS INDENTURE TRUSTEE, FOR THE HOLDERS OF THE CIM TRUST 2021-R1, MORTGAGE-BACKED NOTES, SERIES ,as Attorney-in-Fact forKAY J. MOSES-THOMAS AND RICHARD L. THOMAS, JR. Robertson, Anschutz, Schneid, Crane & Partners, PLLC13010 Morris Rd., Suite 450Alpharetta, GA 30004Phone: 470-321-7112Firm File No. 26-417087 /KAY J. MOSES-THOMAS AND RICHARD L. THOMAS, JR. ++