63 Ridge St

NOTICE OF SALE UNDER POWER, FANNIN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by James Caye Sutherland and Kaitana Taylor Magno to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for BankSouth Mortgage Company, LLC, its successors and assigns dated 10/18/2023 and recorded in Deed Book 1577 Page 685 Fannin County, Georgia records; as last transferred to or acquired by U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST, conveying the afterdescribed property to secure a Note in the original principal amount of $486,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Fannin County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on August 4, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land lying and being in the 8th District, 1st Section, Land Lot 288, Fannin County, Georgia, being Lots 48 & 49 of Prince Subdivision, as set forth on plat of survey by Lane S. Bishop, GRLS No. 1575, dated October 30, 2020 and recorded in Plat Book F232, Page 1, Fannin County Records, to which reference is hereby made for a more complete and accurate legal description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 63 Ridge St, Morganton, GA 30560 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): James Caye Sutherland and Kaitana Taylor Magno or tenant or tenants. Selene Finance, LP is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Selene Finance, LP 3501 Olympus Blvd 5th Floor, Suite 500 Dallas, TX 75019 1-877-735-3637 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST as agent and Attorney in Fact for James Caye Sutherland and Kaitana Taylor Magno Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1078-394A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1078-394A 7/8, 7/15, 7/22, 7/29