2503 Dempsey Brown Rd

910258 NOTICE OF SALE UNDER POWER GEORGIA, ELBERT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Danny R. Higgins to Taylor, Bean & Whitaker Mortgage Corp., dated December 30, 1999, recorded January 5, 2000, in Book 268, Page 656, Elbert County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Sixty Thousand and 00/100 dollars ($60,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, there will be sold at public outcry to the highest bidder for cash at the Elbert County Courthouse, within the legal hours of sale on the first Tuesday in July, 2026, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land, with improvements thereon, lying and being in the 197th G.M. District, Elbert County, Georgia, containing 9.84 acres, more or less, and being better shown and delineated on a plat of survey prepared for Charles S. Mullenix by C.M. Rucker, Registered Land Surveyor, dated January 23, 1992, and being recorded in Plat Book 19, at page 98, Elbert County, Georgia records, said plat and the description contained thereon being expressly incorporated by reference herein and made a part of this deed and description. Said property being bounded now or formerly as follows as shown on said plat: on the northeast by North Beaverdam Creek; on the east by County Road No. 164; on the south and southeast by property of Jones, property of Baker; on the southwest by property of Brown; and on the west and northwest by property of Johnson. This being the same property conveyed from Charles S. Mullenix to Danny R. Higgins by Warranty Deed dated July 7, 1995, recorded in Deed Book 215, at pages 520-521, Elbert County, Georgia records. Attached hereto and conveyed herewith is a 1992 Destiny mobile home. Said legal description being controlling, however the property is more commonly known as 2503 Dempsey Brown Road, Dewy Rose, GA 30634. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is Danny R. Higgins, Marcel R. Higgins, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing, Loss Mitigation Dept., 75 Beattie Place Ste. 300, Greenville, SC 29601, Telephone Number: 800-365-7107. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. U.S. Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust as Attorney in Fact for Danny R. Higgins The below law firm may be held to be acting as a debt collector, under federal law. If so, any information obtained will be used for that purpose. Attorney Contact: RUBIN LUBLIN, LLC 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 Telephone Number: 877-813-0992 Case No. SHP-20-00305-15 rlselaw.com/property-listing 5-13,6-10,17,24,7-1