516 Mccoy Rd

NOTICE OF SALE UNDER POWER GEORGIA, BULLOCH COUNTY Under and by virtue of the Power of Sale contained in that certain Security Deed from James Roy New (collectively “Grantor”) to Vallant Bank f/k/a Morris Bank (“Grantee) dated April 18, 2024, filed and recorded April 23, 2024, in Deed Book 2836, Page 658, Bulloch County, Georgia Records (hereinafter the “Security Deed”), conveying the after-described property to secure that certain Note dated April 18, 2024 from Borrower payable to Lender in the original principal amount of NINETEEN THOUSAND FIVE HUNDRED AND 00/100 DOLLARS ($19,500.00), (hereinafter the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bulloch County, Georgia, within the legal hours of sale on the first Tuesday in October, 2026, the following described property: All that certain tract or parcel of land, together with all improvements located thereon, situate, lying and being in the 1340th G.M. District of Bulloch County, Georgia, designated as Parcel #1, containing 8.00 acres, as shown on that certain plat of survey prepared by Donald W. Marsh, Surveyor, dated January 29, 2007, and recorded in the Office of the Clerk of Superior Court of Bulloch County, Georgia, in Plat Book 63, Page 322. Said survey plat is incorporated herein by reference thereto for a more complete and accurate description of the property herein described. The within described property is bounded, now or formerly, as follows: North by the right-of-way of McCoy Road; Northeast and Southwest by Parcel #2; and West by lands of Richard McCoy. Including that manufactured home lying upon the herein described real property (Manufacturer's Vehicle Identification Number H208342G) which has been made a part of the real property as reflected by a Certificate of Permanent Location recorded in the Office of the Clerk of Superior Court of Bulloch County, Georgia, in Deed Book 2290, Page 501. The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed The following information is being provided in accordance with O.C.G.A. § 44-14-162.2. Vallant Bank f/k/a Morris Bank is the secured creditor under the Security Deed and loan as herein referenced. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described Security Deed and associated Note on behalf of the secured creditor: Vallant Bank, Attn: Foreclosures, 201 N. Main Street, Statesboro, GA 30458, (478) 274-2866. O.C.G.A. § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument." To the best of the undersigned's knowledge and belief, the property is known as: 516 McCoy Road, Pembroke, GA 31321, and the party in possession of the property is James Roy New, or James Roy New's tenant or tenants. Vallant Bank f/k/a Morris Bank, as Attorney-in-Fact for James Roy New Thompson, O'Brien, Kappler & Nasuti, P.C. 2 Sun Court, Suite 400 Peachtree Corners, Georgia 30092 (770) 925-0111 73970 10.1.26 RL