3912 Cutshaw Trl

NOTICE OF FORECLOSURE 
SALE UNDER POWER
LOWNDES COUNTY, GEORGIA
Under and by virtue of the Pow er of Sale contained in a Secu -
rity Deed given by Jefory Adrian 
Smith to Mortgage Electronic 
Registration Systems, Inc., as 
grantee, as nominee for Ameris 
Bank, dated April 15, 2024, and 
recorded in Deed Book 7060, 
Page 627, Lowndes County, 
Georgia Records, as last trans ferred to Freedom Mortgage 
Corporation by assignment re corded on May 19, 2026 in Book 
7247 Page 56 in the Office of the 
Clerk of Superior Court of Lown des County, Georgia Records, 
conveying the after-described 
property to secure a Note in 
the original principal amount of 
Three Hundred Thirty-Six Thou sand Nine Hundred Ninety-Two 
and 0/100 dollars ($336,992.00), 
with interest thereon as set forth 
therein, there will be sold at pub lic outcry to the highest bidder for 
cash before the courthouse door 
of Lowndes County, Georgia, 
within the legal hours of sale on 
November 3, 2026, the following 
described property:
All that tract or parcel of land sit uate, lying and being in Land Lot 
No. 9 in the 12th Land District of 
Lowndes County, Georgia, and 
being more particularly described 
as being all of Lot 36, 0.42 acres, 
as shown on that certain map or 
plat of survey for The Landings 
Subdivision, Phase 2, prepared 
by Roberts Surveying, Inc., dated
April 27, 2021, and recorded in 
Plat Cabinet C, Pages 978-979 
in the Lowndes County, Geor gia deed records; said recorded 
plat is by reference incorporated 
herein for all purposes in aid of 
description. Said described prop erty is known and designated 
as 3912 Cutshaw Trail, Hahira, 
Georgia.
The debt secured by said Secu rity Deed has been and is hereby 
declared due because of, among 
other possible events of default, 
failure to pay the indebtedness as 
and when due and in the manner 
provided in the Note and Securi ty Deed. The debt remaining in 
default, this sale will be made for 
the purpose of paying the same 
and all expenses of this sale, as 
provided in Security Deed and by 
law, including attorney’s fees (no tice of intent to collect attorney’s 
fees having been given).
The entity having full authority to 
negotiate, amend or modify all 
terms of the loan (although not 
required by law to do so) is: Free dom Mortgage Corporation they 
can be contacted at (855) 690-
5900 for Loss Mitigation Dept, or 
by writing to 11988 Exit 5 Pkwy, 
Bldg 4, Fishers, Indiana 46037, to 
discuss possible alternatives to 
avoid foreclosure.
Said property will be sold subject 
to any outstanding ad valorem 
taxes (including taxes which are 
a lien, but not yet due and pay able), any matters which might be 
disclosed by an accurate survey 
and inspection of the property, 
any assessments, liens, en cumbrances, zoning ordinanc -
es, restrictions, covenants, and 
matters of record superior to the 
Security Deed first set out above.
To the best knowledge and be lief of the undersigned, the party 
in possession of the property is 
Jefory Adrian Smith or tenant(s); 
and said property is more com monly known as 3912 Cutshaw 
Trl, Hahira, GA 31632.
The sale will be conducted sub ject to (1) confirmation that the 
sale is not prohibited under the 
U.S. Bankruptcy Code (2) final 
confirmation and audit of the 
status of the loan with the holder 
of the security deed and (3) any 
right of redemption or other lien 
not extinguished by foreclosure.
Freedom Mortgage Corporation 
as Attorney in Fact for Jefory 
Adrian Smith.
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Suite 310
Atlanta, GA 30341
404-789-2661
B&S file no.: 26-22785
948746
10/08,15,22,29/2026