103 Monroe Ave

TS # 2026-27131-GA Notice Of Sale Under Power Georgia, Liberty County Under and by virtue of the Power of Sale contained in that certain Security Deed given by Dennis W. Scott to Mortgage Electronic Registration Systems, Inc., as Grantor, as nominee for New Day Financial, LLC., its successors and assigns, dated 08/06/2021, and recorded on 08/25/2021, in Instrument No.: 007933, Deed Book 2174, Page 320, Liberty County, Georgia records, as last assigned to Freedom Mortgage Corporation by assignment recorded on 05/19/2026 in Instrument No.: D2026-003763 Deed Book 2476, Page 905, conveying the after-described property to secure a Note in the original principal amount of $87,700.00, with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Liberty County, Georgia, within the legal hours of sale on 11/03/2026, the following described property: All That Certain Lot, Tract Or Parcel Of Land Situate, Lying And Being In The 17th G. M. District Of Liberty County, Georgia, And Being In The City Of Hinesville Being Known And Designated As Lot No. 14, Evergreen Subdivision, Phase "C", As Shown And Represented On That Certain Plat Of Survey Made And Prepared By Joe P. Davis, Georgia Registered Land Surveyor No. 1436, Dated May 6, 1992, And Being Recorded In Plat Section H-55, Page 3, In The Office Of The Clerk Of Superior Court Of Liberty County, Georgia, Said Plat By Specific Reference Is Made A Part Hereof For Descriptive And All Other Purposes. Said Lot Of Land Being Bounded, Now Or Formerly, As Follows: Northerly By Lot No. 13; Easterly By The Right Of Way Of Monroe Avenue; Southerly By Lot No. 15; And Westerly By Lot No. 17, All As Shown On The Above Referred To Plat Of Survey. Being The Same Property As Conveyed To Dennis W. Scott From Bonnie Lynn Etnyre, By And Through Her Duly Constituted And Lawfully Appointed Attorney In Fact, Toni L. Effingger And Anthony P. Etnyre, By And Through His Duly Constituted And Lawfully Appointed Attorney In Fact, Toni L. Effingger By That Deed Dated 12/01/2005 And Recorded 12/02/2005 In Book / Page: 01350 / 00729 In The Liberty County Records. Parcel ID(S): 044B124. Said property is commonly known as 103 Monroe Avenue Hinesville, GA 31313-2912. The indebtedness secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of the sale, as provided in the Security Deed and by law, including attorneys' fees (notice of intent to collect attorneys' fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Freedom Mortgage Corporation, Attention: Loss Mitigation Department, 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939, Telephone No.: (855) 690-5900. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend, or modify the terms of the security instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any other matters of record superior to the Security Deed first set out above. Notice To Bidders: Please be advised that the highest bidder (“purchaser”) at this trustee's sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchaser should be prepared to provide beneficial ownership information as required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after March 1, 2026. If applicable, the required information must be provided to the trustee before a trustee's deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property is (are) Dennis W. Scott or tenant(s) or other occupants. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) any right of redemption or other lien not extinguished by foreclosure. The sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being Freedom Mortgage Corporation as Attorney in Fact for Dennis W. Scott. Nestor Solutions, LLC 214 5th Street, Suite 205, Huntington Beach, California 92648, (888) 403-4115, TS # 2026-27131-GA. For sale information, visit: https://www.nestortrustee.com/sales-information.com or call (888) 902-3989. 54747 10.29.26 RL