1002 Boss Hardy Rd

Notice of Sale NOTICE OF SALE UNDER POWER GEORGIA, BARROW COUNTY By virtue of a Power of Sale contained in that certain Security Deed from EBONY ORMOND HAM AKA EBONY ORMOND-HAM and ANDRE HAM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR VERUS RESIDENTIAL LOANCO, LLC, dated December 22, 2023, recorded January 19, 2024, in Book 2815, Page 153, Barrow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Million Two Hundred Forty Thousand and 00/100 dollars ($1,240,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as owner trustee for Verus Securitization Trust 2024-3, there will be sold at public outcry to the highest bidder for cash at the Barrow County Courthouse, within the legal hours of sale on the first Tuesday in December, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 1743, BARROW GEORGIA, BEING TRACT 5 ENCOMPASSING 2.45 ACRES, MORE OR LESS, AS PER THAT CERTAIN SURVEY FOR PHASE 1 OF THE OAKS AT ROCK CREEK SUBDIVISION RECORDED IN PLAT BOOK 65, PAGE 392, BARROW COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. Said legal description being controlling, however the property is more commonly known as 1002 BOSS HARDY ROAD, AUBURN, GA 30011. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is EBONY ORMOND HAM AKA EBONY ORMOND-HAM, ANDRE HAM, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing, Loss Mitigation Dept., 75 Beattie Place Ste. 300, Greenville, SC 29601, Telephone Number: 800-365-7107. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VERUS SECURITIZATION TRUST 2024-3 as Attorney in Fact for EBONY ORMOND HAM AKA EBONY ORMOND-HAM, ANDRE HAM THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. SHP-26-04088-2 Ad Run Dates 10/07/2026, 11/04/2026, 11/11/2026, 11/18/2026, 11/25/2026 rlselaw.com/property-listing (OC7, NV4, 11, 18, 25 B/14082)