11510 Turner Rd

cnd7904 NOTICE OF SALE UNDER POWER GEORGIA, CLAYTON COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher Strayhand to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for First Home Bank, its successors and assigns dated April 29, 2022, recorded in Deed Book 12953, Page 62, Clayton County, Georgia Records and as re-recorded in Deed Book 12959, Page 601, Clayton County, Georgia Records, as last transferred to BayFirst National Bank by assignment recorded in Deed Book 13907, Page 115, Clayton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-FOUR THOUSAND FIVE HUNDRED AND 00/100 DOLLARS ($294,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Clayton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. ? 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. BayFirst National Bank is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Cenlar FSB, Attn: FC Department, 425 Phillips Boulevard, Ewing, NJ 08618, (877) 909-9416. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. Upon information and belief, said property is more commonly known as 11510 Turner Road, Hampton, GA 30228. Should a conflict arise between the property address and the legal description, the legal description shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the Rule), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rules federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. *The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable. BayFirst National Bank as Attorney in Fact for Christopher Strayhand McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 110 OF THE 5TH DISTRICT OF CLAYTON COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN FOUND ON THE EAST LAND LOT LINE OF LAND LOT 110, 1719.8 FEET NORTHERLY, AS MEASURED ALONG THE EAST LAND LOT LINE, FROM THE SOUTHEAST CORNER OF LAND LOT 110, WHICH IS THE COMMON CORNER OF LAND LOTS 82, 83, 110 AND 111 OF SAID DISTRICT; PROCEED THENCE NORTH 89 DEGREES 51 MINUTES WEST 1432.9 FEET TO AN IRON PIN PLACED ON THE SOUTHEASTERLY RIGHT OF WAY OF TURNER ROAD; PROCEED THENCE NORTH 11 DEGREES 12 MINUTES EAST 225.0 FEET ALONG THE SOUTHEASTERLY RIGHT OF WAY OF TURNER ROAD TO AN IRON PIN PLACED; PROCEED THENCE NORTH 89 DEGREES 09 MINUTES EAST 1380.7 FEET TO AN IRON PIN FOUND ON THE EAST LAND LOT LINE OF LAND LOT 110; PROCEED THENCE SOUTH 2 DEGREES 2 MINUTES EAST ALONG THE EAST LAND LOT LINE OF LAND LOT 110, 245 FEET TO AN IRON PIN FOUND AND THE POINT OF BEGINNING. Tax Parcel ID # 05109 110013 & 05109 11013Y (7.5 Acres) TOGETHER WITH: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 110 OF THE 5TH DISTRICT, CLAYTON COUNTY, GEORGIA, CONTAINING 7.28 ACRES AND BEING DESIGNATED AS PARCEL #2 ACCORDING TO A SURVEY PREPARED FOR HEROLD SMITH BY GULSHAN L. SAWHNEY (G.R.L.S. NO. 2547), DATED JANUARY 4, 2064, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO SAID SURVEY AS FOLLOWS: TO FIND THE TRUE PLACE OR POINT OF BEGINNING, BEGIN AT THE CORNER COMMON TO LAND LOTS 82, 83, 110 AND 111, RUN THENCE ALONG THE LAND LOT LINE COMMON TO LAND LOTS 110 AND 111 IN A GENERALLY NORTHERLY DIRECTION A DISTANCE OF 1,293.10 FEET TO A POINT MARKED BY AN IRON PIN FOUND, SAID POINT BEING THE TRUE PLACE OR POINT OF BEGINNING. FROM THE TRUE PLACE OR POINT OF BEGINNING, LEAVING THE AFORESAID LAND LOT LINE COMMON TO LAND LOTS 110 AND 111, RUN THENCE SOUTH 88 DEGREES 40 MINUTES 42 SECONDS WEST A DISTANCE OF 626.65 FEET TO AN IRON PIN FOUND; RUN THENCE NORTH 02 DEGREES 01 MINUTE 00 SECONDS WEST A DISTANCE OF 239.74 FEET TO AN IRON PIN FOUND; RUN THENCE SOUTH 89 DEGREES 30 MINUTES 39 SECONDS WEST A DISTANCE OF 219.63 FEET TO AN IRON PIN PLACED; RUN THENCE NORTH 00 DEGREES 15 MINUTES 45 SECONDS EAST A DISTANCE OF 206.09 FEET TO AN IRON PIN PLACED; RUN THENCE SOUTH 89 DEGREES 44 MINUTES 15 SECONDS EAST A DISTANCE OF 842.65 FEET TO AN IRON PIN FOUND LOCATED ON THE AFORESAID LAND LOT LINE COMMON TO LAND LOTS 110 AND 111; RUN THENCE ALONG THE AFORESAID LAND LOT LINE SOUTH 01 DEGREES 28 MINUTES 32 SECONDS EAST A DISTANCE OF 425.63 FEET TO A POINT MARKED BY AN IRON PIN FOUND, SAID POINT BEING THE TRUE PLACE OR POINT OF BEGINNING. Tax Parcel ID 05109 110018 (7.28 Acres) FW November 3, 2026 Our file no. 24-14548GA 24-14548GA 10/07/2026, 10/14/2026, 10/21/2026, 10/28/2026