3940 Crusader Ct

GEORGIA, LOWNDES COUNTY
Under and by virtue of the power 
of sale contained in that certain 
Security Deed (“Security Deed”) 
executed by Chelsea Williams 
to First Federal Savings & Loan, 
dated November 18, 2021, and 
recorded in Deed Book 6855, 
Page 504, of the Lowndes Coun ty, Georgia, Deed Records, there 
will be sold by First Federal Sav ings & Loan, at public outcry, be -
fore the Courthouse of said State 
and County, as attorney-in-fact 
for the said maker of said Deed, 
on the first Tuesday in October, 
2026, during the legal hours of 
sale to the highest bidder for 
cash, the following property, towit:
SEE ATTACHED EXHIBIT “A”
To the best knowledge of Lender, 
the property is in the possession 
of Chelsea Williams and/or ten ants and the property is further 
known as 3940 Crusader Ct., 
Valdosta, GA 31605 .
The debt secured by the Securi ty Deed being in default and the 
owner having declared the bal ance of the indebtedness due, 
this sale will be made for the pur pose of paying the same, and the 
proceeds thereof will be applied 
to the payment of said indebted ness and all charges and expens -
es in connection with foreclosure, 
and the balance, if any, to be ap plied as provided by law.
First Federal Savings and Loan 
is the entity with the full authority 
to negotiate, amend and modify 
the terms of the loan. Pursuant 
to O.C.G.A. § 44-14-162.2, First 
Federal Savings and Loan may 
be contacted at: First Federal 
Savings and Loan, 411 North 
Patterson Street, Valdosta, Geor gia 31601, telephone (229) 244-
0164. Please note, pursuant to 
O.C.G.A. § 44-14-162.2, the se cured creditor is not required to 
negotiate, amend, or modify the 
terms of the loan.
Subject to any outstanding and 
unpaid taxes, street improve ments and easements, restrictive 
covenants, matters which would 
be disclosed by a current survey 
or by inspection of the property, 
all outstanding public utility bills 
which constitute liens upon said 
property and all superior encum brances appearing of record. The 
sale will further be conducted 
subject 1.) to confirmation that 
the sale is not prohibited under 
the U.S. Bankruptcy Code and 
2.) to final confirmation and audit 
of the status of the loan with the 
secured creditor.
The above-described property 
will be sold as the property of 
Chelsea Williams.
FIRST FEDERAL SAVINGS 
& LOAN,
as Attorney-in-Fact for
CHELSEA
WILLIAMS.
THIS IS AN EFFORT TO COL -
LECT A DEBT, AND ANY IN -
FORMATION OBTAINED WILL 
BE USED FOR THAT PURPOSE.
Coleman Talley LLP
William Steinberg
Attorneys at Law
Dates: 09/10, 09/17, 09/24, AND 
10/01/2026.
EXHIBIT “A”
All that tract or parcel of land sit uate, lying and being in Land Lot 
146 in the 11 th Land District of 
Lowndes County, Georgia, and 
being more particularly described 
as Lot 99 of Knights Landing 
Subdivision-Phase 2 Section 1, 
as depicted on that certain map 
or plat of survey of said subdivi sion as prepared by Southeast -
ern Surveying, Inc., dated Sep tember 6, 2017, and recorded in 
Plat Cabinet C, Page 217, in the 
Office of the Clerk of the Supe rior Court of Lowndes County, 
Georgia, to which map and plat 
of survey is hereby referred in aid 
of description. Said property con tains a residence dwelling known 
and designated as 3940 Crusad er Court, Valdosta, Georgia.
Lowndes County Tax Assessor 
Map/Parcel ID No.: 0145B 358
946569