443 Friendship Rd

NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF CATOOSA By virtue of a Power of Sale contained in that certain Security Deed from Burge Realty Group, LLC to Mortgage Electronic Registration Systems, Inc., as nominee for Hometown Equity Mortgage, LLC, a Missouri, dated February 13, 2025 and recorded on February 18, 2025 in Deed Book 2370, Page 132, in the Office of the Clerk of Superior Court of Catoosa County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of Two Hundred Seventeen Thousand Five Hundred and 00/100 dollars ($217,500.00) with interest thereon as provided therein, as last transferred to Morgan Stanley Residential Mortgage Loan Trust 2025-NQM4, recorded in Deed Book 2439, Page 686, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Catoosa County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in June, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN ORIGINAL LAND LOT NO. 57 IN THE 28TH DISTRICT AND 3RD SECTION OF CATOOSA COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTHEAST LINE OF NEW FRIENDSHIP CHURCH ROAD, THE SAME BEING LOCATED A DISTANCE OF 865.42 FEET NORTHWEST, AS MEASURED ALONG SAID ROAD FROM THE NORTH LINE OF SAID ROAD`S INTERSECTIONS WITH THE EAST LINE OF SAID LAND LOT; THENCE NORTH 02 DEGREES 38 MINUTES 30 SECONDS EAST, A DISTANCE OF 361.44 FEET TO A POINT; THENCE NORTH 89 DEGREES 22 MINUTES 30 SECONDS WEST, A DISTANCE OF 190.34 FEET TO A POINT AND THE EAST LINE OF SAID ROAD, SAID POINT BEING ALSO THE SOUTHEAST CORNER OF MILDRED BROWN PROPERTY AND THE SOUTHWEST CORNER OF THE MELVILLE WHITE PROPERTY; THENCE IN A SOUTHEASTERLY DIRECTION, ALONG SAID ROAD A DISTANCE OF 408.39 FEET TO THE POINT OF BEGINNING. THE ABOVE DESCRIBED TRACT CONTAINING 0.97 ACRES, BEING MORE PARTICULARLY DESCRIBED IN PLAT OF THE DAVID H. WHITE ESTATE PREPARED BY CARL J. FREEMAN, JR., SURVEYOR, DATED JULY 19, 1979.THIS CONVEYANCE IS MADE SUBJECT TO THE FOLLOWING: ANY GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR REGULATIONS IN EFFECT THEREON. ALL APPLICABLE CONDITIONS, RESTRICTIONS, RESERVATIONS, EASEMENTS, ETC., AS SHOWN ON RECORDED PLAT. ALL MATTERS AS SHOWN OR STIPULATED ON RECORDED PLAT.THE ACCURACY OF THE INDEX BOOK OF THE SAID CLERK`S OFFICE; AND ANY OTHER MATTERS WHICH AN ACCURATE SURVEY OF THE PROPERTY MIGHT DISCLOSE. Said property may more commonly be known as 443 Friendship Road, Ringgold, GA 30736. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees (notice of intent to collect attorneys fees having been given). The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is Morgan Stanley Residential Mortgage Loan Trust 2025-NQM4, 75 Beattie Place, Greenville, SC 29601, 1-800-365-7107. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are _ Burge Realty Group, LLC and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code, 2) final confirmation and audit of the status of the loan with the holder of the Security Deed, and 3) any legal impediments to the undertaking and completion of sale. The Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCENs website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. Morgan Stanley Residential Mortgage Loan Trust 2025-NQM4 as Attorney-in-Fact for Burge Realty Group, LLC Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 25-017839 Ad Run Dates: 05/06/2026 ,05/13/2026 ,05/20/2026 ,05/27/2026 ;