1403 Lily Pond Rd

Notice of Sale Under Power. State of
Georgia, County of DOUGHERTY.
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by BERNICE THOMAS
HAMILTON to DOCO CREDIT
UNION , dated 11/07/2017, and
Recorded on 11/20/2017 as Book
No. 4462 and Page No. 291 295,
DOUGHERTY County, Georgia
records, as last assigned to
MEMBER FIRST MORTGAGE (the
Secured Creditor), by assignment,
conveying the after described
property to secure a Note of even
date in the original principal amount
of $58,039.36, with interest at the
rate specified therein, there will be
sold by the undersigned at public
outcry to the highest bidder for cash
at the DOUGHERTY County
Courthouse within the legal hours of
sale on the first Tuesday in June,
2026, the following described
property: ALL THAT TRACT OR
PARCEL OF LAND LYING AND
BEING IN PART OF LANO LOT 380
IN THE FIRST LAND DISTRICT OF
DOUGHERTY COUNTY, GEORGIA
AND BEING MORE
PARTICULARLY DESCRIBED AS
FOLLOWS: BEGINNING AT A
POINT WHERE THE EAST LAND
LOT LINE OF LAND LOT 380
INTERSECTS THE NORTH RIGHT
OF WAY OF LILY POND ROAD;
FROM SAID STARTING POINT GO
SOUTH 88 DEGREES 09 MINUTES
00 SECONDS WEST A DISTANCE
OF 520.0 FEET TO THE POINT OF
BEGINNING. FROM SAID POINT
OF BEGINNING CONTINUE
SOUTH 88 DEGREES 09 MINUTES
00 SECONDS WEST A DISTANCE
OF 150.0 FEET TO AN IRON PIN
FOUND; RUN THENCE NORTH 01
DEGREES 12 MINUTES 29
SECONDS WEST A DISTANCE OF
300.0 FEET TO AN IRON PIN
FOUND; RUN THENCE NORTH 88
DEGREES 09 MINUTES 00
SECONDS EAST A DISTANCE OF
150.0 FEET TO AN IRON PIN
FOUND; RUN THENCE SOUTH 01
DEGREES 12 MINUTES 29
SECONDS EAST A DISTANCE OF
300.0 FEET TO THE POINT OF
BEGINNING, AS MORE
PARTICULARLY SHOWN ON THAT
CERTAIN PLAT OF SURVEY
PREPARED BY MALCOLM
BURNSED, GA REGISTERED
LAND SURVEYOR NO. 1691,
DATED SEPTEMBER 17, 1997
ENTITLED "PLAT PROPERTY OF
BERNICE W. HAMILTON". The debt
secured by said Deed to Secure
Debt has been and is hereby
declared due because of, among
other possible events of default,
failure to pay the indebtedness as
and when due and in the manner
provided in the Note and Deed to
Secure Debt. Because the debt
remains in default, this sale will be
made for the purpose of paying the
same and all expenses of this sale,
as provided in the Deed to Secure
Debt and by law, including attorney’s
fees (notice of intent to collect
attorney’s fees having been given).
MEMBER FIRST MORTGAGE holds
the duly endorsed Note and is the
current assignee of the Security
Deed to the property. MEMBER
FIRST MORTGAGE, LLC., acting on
behalf of and, as necessary, in
consultation with MEMBER FIRST
MORTGAGE (the current investor on
the loan), is the entity with the full
authority to negotiate, amend, and
modify all terms of the loan. Pursuant
to O.C.G.A. § 44 14 162.2, MEMBER
FIRST MORTGAGE, LLC. may be
contacted at: MEMBER FIRST
MORTGAGE, LLC., 616 44TH
STREET SE, GRAND RAPIDS, MI
49548, 866 898 1818. Please note
that, pursuant to O.C.G.A. § 44 14
162.2, the secured creditor is not
required to amend or modify the
terms of the loan. To the best
knowledge and belief of the
undersigned, the party/parties in
possession of the subject property
known as 1403 LILY POND RD,
ALBANY, GEORGIA 31707 is/are:
BERNICE THOMAS HAMILTON or
tenant/tenants. Said property will be
sold subject to (a) any outstanding
ad valorem taxes (including taxes
which are a lien, but not yet due and
payable), (b) any matters which
might be disclosed by an accurate
survey and inspection of the
property, and (c) all matters of
record superior to the Deed to
Secure Debt first set out above,
including, but not limited to,
assessments, liens, encumbrances,
zoning ordinances, easements,
restrictions, covenants, etc. The
sale will be conducted subject to (1)
confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the security deed. Pursuant
to O.C.G.A. Section 9 13 172.1,
which allows for certain procedures
regarding the rescission of judicial
and nonjudicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may
not be provided until final
confirmation and audit of the status
of the loan as provided in the
preceding paragraph. MEMBER
FIRST MORTGAGE as Attorney in
Fact for BERNICE THOMAS
HAMILTON. THIS LAW FIRM IS
ACTING AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A
DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE. 00000010771277
BARRETT DAFFIN FRAPPIER
TURNER & ENGEL, LLP 4004 Belt
Line Road, Suite 100 Addison, Texas
75001 Telephone: (972) 341 5398.
May 9, 16, 23, 30, 2026