2275 Belmont Cir Se

NOTICE OF SALE UNDER POWER STATE OF GEORGIA COBB COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by, Edwin Steven Santiago and Cheryl Diane Santiago, to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Lower, LLC., dated 12/23/2023, and recorded on 1/3/2024, as Instrument No. 2024-0000526, in Book 16180, Page 1902, Cobb County, Georgia Records, as last assigned to as last assignment to Carrington Mortgage Services, LLC by assignment recorded 5/15/2026 as Instrument No. in book 16363, Page 3560, conveying the after described property securing the payment of a Note in the amount of $222,095.00 with interest thereon as set forth therein. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Security Deed by the Holder, and by virtue of the power of sale and authority vested in it, will on 11/3/2026 sell at public outcry to the highest bidder for cash: Before the Courthouse door of the Cobb County Courthouse, 70 Haynes St, Marieeta, Georgia 30090, the following described property situated in Cobb County, Georgia, to wit: LAND LYING AND BEING IN LAND LOT NO. 446 OF THE 17TH DISTRICT, 2ND SECTION OF COBB COUNTY, GEORGIA, AND BEING LOT NO. 4 OF THE E. G. TURNER SUBDIVISION, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN ON THE SOUTHERLY SIDE OF BELMONT CIRCLE, 410 FEET WESTERLY FROM OLD HIGHWAY 41 (SAID POINT OF BEGINNING BEING AT THE LINE DIVIDING LOTS NOS. 4 AND 5 OF SAID SUBDIVISION); AND RUNNING THENCE WESTERLY, ALONG THE SOUTHERLY SIDE OF BELMONT CIRCLE, 80 FEET TO AN IRON PIN ON THE SOUTHEASTERLY LINE OF LOT NO. 3 OF SAID SUBDIVISION; RUNNING THENCE SOUTHWESTERLY, ALONG THE SOUTHEASTERLY LINE OF SAID LOT NO. 3, 118.1 FEET TO AN IRON PIN; RUNNING THENCE SOUTHEASTERLY 80 FEET TO AN IRON PIN ON THE NORTH-WESTERLY LINE OF LOT NO. 5. OF SAID SUBDIVISION AND RUNNING THENCE NORTHEASTERLY, ALONG THE NORTHWESTERLY LINE OF SAID LOT NO. 5, 156.2 FEET TO THE SOUTHERLY SIDE OF BELMONT CIRCLE AND POINT OF BEGINNING; BEING IMPROVED PROPERTY, HAVING A ONE-STORY FRAME HOUSE THEREON KNOWN AS NO, 116 BELMONT CIRCLE, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN THE CITY OF SMYRNA, GEORGIA, AND SUBURBS, AS PER SURVEY PREPARED BY A. S. GIOMETTI, SURVEYOR, DATED MARCH 2, 1961. Tax Parcel ID: 17044600050 Being real property commonly known as 2275 BELMONT CIR SE SMYRNA, GA 30080 The debt remaining in default, this sale will be made for the purpose of paying the debt and all expenses of this sale including attorney's fees (notice of intent to collect attorney's fees having been given). Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property; and any outstanding taxes, assessments and other liens superior to the security deed being foreclosed hereby. To the best knowledge and belief of the undersigned, the above-described property is in the possession of the borrower and/or other persons with the consent and acquiescence of the borrower. Except to the extent that the Holder may bind and obligate Mortgagors to warrant title to the Property under the terms of the Security Deed, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied. All sales are as is, where is. The entire purchase price is due and payable at the conclusion of the auction in the form of certified funds. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser. This property is being sold with express reservation that the sale is subject to 1) confirmation and audit of the status of the loan by the holder of the security deed, 2) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, 3) procedures for rescission of sale under O.C.G.A. Section 9-13-172.1, whereby the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided above. Pursuant to O.C.G.A. ? 44-14-162.2, the name, address and telephone number of the person or entity who shall have full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Carrington Mortgage Services, LLC, 500 N. State College Blvd., Suites 1030, 1300 & 1400 Orange, CA 92868 , Telephone No.: 800-561-4567 The foregoing notwithstanding, nothing in O.C.G.A. ? 44-14-162.2 shall be construed to require Carrington Mortgage Services, LLC to negotiate, amend, or modify the terms of the Security Deed described herein. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a deed under power will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting of information to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at: https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5 Carrington Mortgage Services, LLC as Attorney in Fact for Edwin Steven Santiago and Cheryl Diane Santiago For Foreclosure sale information please contact Vylla Solutions, LLC, P.O. Box 3309, Anaheim, California 92803, Phone: (888) 313-1969 TS # 25-34664 THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 9:4,11,18,25; 10:2,9,16,23,30-2026