45 Dogwood St

874387 NOTICE OF SALE UNDER POWER, HART COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Brandon Lee Sanders to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Homestar Financial Corp., its successors and assigns dated 3/29/2022 and recorded in Deed Book 970 Page 590 Hart County, Georgia records; as last transferred to or acquired by PENNYMAC LOAN SERVICES, LLC, conveying the after-described property to secure a Note in the original principal amount of $194,444.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Hart County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on September 2, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PARCEL OF LAND, SITUATE, LYING AND BEING IN THE CITY OF HARTWELL, HEALTH DISTRICT G.M., HART COUNTY, GEORGIA, AND BEING KNOWN AND DESIGNATED AS LOT 18 OF THE J. CAREY KIDD SUBDIVISION, ACCORDING TO A PLAT OF SAID SUBDIVISION BY CHARLES F BYRD, SURVEYOR, DATED NOVEMBER 4, 1961, RECORDED AT PLAT BOOK 15 PAGE 136, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HART COUNTY, GEORGIA WHICH SAID INDIVIDUAL PLAT IS HEREBY INCORPORATED INTO THIS DESCRIPTION BY REFERENCE AND MADE A PART HEREOF. THE LEGAL DESCRIPTION WAS OBTAINED FROM A PREVIOUSLY RECORDED INSTRUMENT BEING THE SAME PROPERTY CONVEYED BY INSTRUMENT RECORDED ON 7/19/2017 AT BOOK 823 PAGE 347-358 IN THE RECORDS OF HART COUNTY, GEORGIA, FROM WHICH INSTRUMENT THE ABOVE LEGAL DESCRIPTION WAS DIRECTLY TAKEN. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 45 Dogwood Street, Hartwell, GA 30643 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Brandon Lee Sanders and Jessica McDowell or tenant or tenants. PennyMac Loan Services, LLC is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PennyMac Loan Services, LLC Loss Mitigation 3043 Townsgate Road #200, Westlake Village, CA 91361 1-866-549-3583 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PENNYMAC LOAN SERVICES, LLC as agent and Attorney in Fact for Brandon Lee Sanders Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1120-5947A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1120-5947A