3314 Thame Pl

STATE OF GEORGIA COUNTY OF RICHMOND NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by IRWIN BAKER AND STEPHANIE M. BAKER to BANK OF AMERICA, N.A. in the original principal amount of $136,330.00 dated July 10, 2015, and recorded in Deed Book 01494, Page 0461, Richmond County records, said Security Deed being last transferred to SELECT PORTFOLIO SERVICING, INC. in Deed Book 1929, Page 2541, Richmond County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on September 2, 2025, the property in said Security Deed and described as follows: ALL THAT LOT, TRACT OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, IF ANY BEING, AND SITUATE IN THE STATE OF GEORGIA AND COUNTY OF RICHMOND, BEING KNOWN AND DESIGNATED AS LOT 9 OF BLOCK "C" OF CAMBRIDGE SUBDIVISON AS SHOWN ON A PLAT RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RICHMOND COUNTY, GEORGIA IN PLAT BOOK 1 AT PAGE 1130, REFERENCE BEING MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO MEETS, BOUNDS, COURSES, LOCATIONS AND DISTANCES OF SAID PROPERTY Said property being known as: 3314 THAMES PL, HEPHZIBAH, GA 30815 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are IRWIN BAKER AND STEPHANIE M. BAKER or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Select Portfolio Servicing, Inc. 3217 S. Decker Lake Drive Salt Lake City, UT 84119 800-635-9698 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. SELECT PORTFOLIO SERVICING, INC., as Attorney-in-Fact for IRWIN BAKER AND STEPHANIE M. BAKER Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-269419 - BrS