479 North Point Cir

873307 NOTICE OF SALE UNDER POWER GEORGIA, HART COUNTY By virtue of a Power of Sale contained in that certain Security Deed from KELLEY C MIZE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR NEIGHBORS BANK, dated August 11, 2020, recorded August 12, 2020, in Deed Book 903, Page 96-108, Hart County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Sixty-Two Thousand Six Hundred Twenty-Six and 00/100 dollars ($162,626.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to PennyMac Loan Services, LLC, there will be sold at public outcry to the highest bidder for cash at the Hart County Courthouse, within the legal hours of sale on the first Tuesday in September, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THOSE TWO CONTIGUOUS LOTS OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE 1112TH DISTRICT, G.M., HART COUNTY, GEORGIA, AND BEING KNOWN AND DISIGNATED AS LOT NO. TWELVE (12), CONTAINING 1.121 ACRES, MORE OR LESS, AND LOT NO. THIRTEEN (13), CONTAINING 1.127 ACRES, MORE OR LESS, OF NORTH POINT SUBDIVISION, ON A SUBDIVISION PLAT BY BAUKNIGHT & ASSOCIATES, INC., SURVEYORS, DATED JULY 10, 2004, RECORDED AT PLAT BOOK 2-J, PAGE 182, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HART COUNTY, GEORGIA, WHICH SAID PLAT IS HEREBY INCORPORATED INTO THIS DESCRIPTION BY REFERENCE AND MADE A PART HEREOF. ALSO CONVEYED HEREWITH IS A NON-EXCLUSIVE, PERPETUAL EASEMENT FOR INGRESS AND EGRESS, OVER AND ACROSS THE 60` RIGHT OF WAY STREET, WHICH IS SHOWN ON THE ABOVE DESCRIBED PLAT. SAID EASEMENT PROVIDES ACCESS TO THE SUBJECT PROPERTY FROM COUNTY ROAD NO. 323, KNOWN AS SWAN SANDERS ROAD. THE ABOVE DESCRIBED LOTS ARE CONVEYED SUBJECT TO RESTRICTIVE COVENANTS CONTAINED IN A WARRANTY DEED DATED SEPTEMBER 7, 2017 FROM CARDETTE PROPERTIES, LLC TO ROBERT PATRICK SHIRKEY RECORDED IN DEED BOOK 827, PAGES 279-281 IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HART COUNTY, GEORGIA. Said legal description being controlling, however the property is more commonly known as 479 N POINT CIR, HARTWELL, GA 30643. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is KELLEY C MIZE, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: PennyMac Loan Services, LLC, Loss Mitigation Dept., 3043 Townsgate Road Suite 200, Westlake Village, CA 91361, Telephone Number: 1-866-549-3583. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. PENNYMAC LOAN SERVICES, LLC as Attorney in Fact for KELLEY C MIZE THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. PNY-24-01502-4 Ad Run Dates 08/07/2025, 08/14/2025, 08/21/2025, 08/28/2025 rlselaw.com/property-listing