2844 Willow Bottom Way

NOTICE OF FORECLOSURE SALE UNDER POWER GWINNETT COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Kenya Bland and Austin W. Bland to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Southeast Mortgage of Georgia, Inc., dated June 26, 2020, and recorded in Deed Book 57626, Page 638, Gwinnett County, Georgia Records, subsequently modified by a Loan Modification Agreement recorded March 13, 2024 in Book 61089, Page 94 in the amount of Three Hundred Sixty-Six Thousand Three Hundred Sixty-One and 41/100 ($366,361.41) Gwinnett County, Georgia Records, as last transferred to Truist Bank by assignment recorded on January 3, 2025 in Book 61616 Page 471 in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Three Hundred Fifty-Seven Thousand Seven Hundred Forty and 0/100 dollars ($357,740.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on September 2, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 156 of the 5th District of Gwinnett County, Georgia, and being Subdivision Lot 51, as shown upon the Final Plat of Independence, Phase I-B, Unit 1, as filed of record in Plat Book 144, pages 57-61, Gwinnett County, Georgia records, which said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Truist Bank they can be contacted at (800) 443-1032 for Loss Mitigation Dept, or by writing to 1001 Semmes Avenue, Richmond, Virginia 23224, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kenya Bland and Austin W. Bland or tenant(s); and said property is more commonly known as 2844 Willow Bottom Way, Loganville, GA 30052. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Truist Bank as Attorney in Fact for Kenya Bland and Austin W. Bland. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 25-13344 8/6,13,20,27,2025