3034 Sarah Ln

CLASS:10900 STATE OF GEORGIA, SPALDING COUNTY Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by NAJMUS-SAHAR ALI to Mortgage Electronic Registration Systems, Inc as nominee Equity Prime Mortgage LLC, its successors and assigns, dated July 16, 2021, and recorded in Deed Book 04803, Page 0003, SPALDING County, Georgia records, as last transferred to DATA MORTGAGE INC., DBA ESSEX MORTGAGE, by assignment recorded in Book 4899, Page 0226, in the Office of the Clerk of SPALDING County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $319,113.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of SPALDING County, Georgia, within the legal hours of sale on the first Tuesday in August, 2025, to wit: August 5, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 22 of the 3rd Land District of originally Monroe and now Spalding County, Georgia, and being Lot 57 of Walker's Mill Estates Subdivision, as shown on that plat of survey dated November 02, 2005, prepared by Conkle-Land and Associates, and copy of which said plat is recorded in Plat Book 25, Pages 232-234, Spalding County, Georgia Records and which said plat together with the metes, bounds course and distances as shown thereon is incorporated herein and made a part of this description by reference. Subject to all easements and restrictions of record. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 3034 SARAH LANE, GRIFFIN, GEORGIA 30224, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): by NAJMUS-SAHAR ALI or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: Essex Mortgage Attention: Loss Mitigation Department 1417 North Magnolia Avenue Ocala FL 34475 (888)892-0881 The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being DATA MORTGAGE INC., DBA ESSEX MORTGAGE as attorney in fact for NAJMUS-SAHAR ALI Kahane & Associates, P.A. 180 Interstate North Parkway Suite 200 Atlanta, GA 30339 Telephone: (404) 252-6385 File No.: 25-00603 6/14/25, 6/21/25, 6/28/25, 7/5/25, 7/12/25, 7/19/25, 7/26/25, 8/2/25 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE 7/12,7/19,7/26,8/2