635 Bridgton Dr

NOTICE OF FORECLOSURE SALE UNDER POWER COLUMBIA COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Rhett K. Carter to Mortgage Electronic Registration Systems, Inc. as grantee, as nominee of SunTrust Mortgage, Inc., dated February 26, 2016, and recorded in Deed Book 10233, Page 019, Columbia County, Georgia Records, subsequently modified by a Loan Modification Agreement recorded August 30, 2019 in Book 12127, Page 99 in the amount of One Hundred Forty-Six Thousand One Hundred Sixty-Nine and 94/100 ($146,169.94) Columbia County, Georgia Records, subsequently modified by a Loan Modification Agreement recorded June 17, 2024 in Book 15195, Page 15 in the amount of One Hundred Seventy-Four Thousand Three Hundred Eighty and 33/100 ($174,380.33) Columbia County, Georgia Records, as last transferred to Truist Bank by assignment recorded on March 7, 2018 in Book 11339 Page 99 in the Office of the Clerk of Superior Court of Columbia County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Thirty-Nine Thousand Nine Hundred and 0/100 dollars ($139,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Columbia County, Georgia, within the legal hours of sale on August 5, 2025, the following described property: ALL that lot or parcel of land with improvements thereon, situate, lying and being in the State of Georgia, County of Columbia, being shown and designated as Lot 20, Block D, Section III, Fox Run Subdivision, on a plat recorded in the Office of the Clerk of the Superior Court of Columbia County, Georgia, in PC A, Slide 228 #9; reference being made to said plat for a more complete and accurate description as to the metes, bounds and location of said property. Said property is conveyed subject to and with notice of the following matters: a) drainage easements, building setback lines, and all other matters shown on the plat of record; b) general utility easements and road right-of-way grants and easements. Said property is hereby conveyed subject to any and all easements and restrictions of record in the aforesaid clerk's office, including, but not limited to, protective covenants and restrictions recorded in the aforesaid clerk's office in Book 491 at page 180. Tax map & parcel number: 073L 187 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Truist Bank they can be contacted at (800) 443-1032 for Loss Mitigation Dept, or by writing to 1001 Semmes Avenue, Richmond, Virginia 23224, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Rhett K. Carter and Emily E. Carter or tenant(s); and said property is more commonly known as 635 Bridgton Drive, Martinez, GA 30907. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Truist Bank as Attorney in Fact for Rhett K. Carter. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 19-09866