5357 Futch Rd

NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF COOK Because of default in the payment of the indebtedness secured by the Note, Security Deed, and Modification of Security Deed from Tiffany Ann Watford to Bank of Alapaha, which Security Deed, dated July 12, 2017, is recorded in Deed Book 816, Page 121 and which Modification of Security Deed, dated March 7, 2018 is recorded in Deed Book 831, Page 134, all in the Office of the Clerk of Superior Court in Cook County, Georgia, the holder thereof, pursuant to the Security Deed, Modification of Security Deed and Note thereby secured, has declared the entire amount of said indebtedness due and payable. Pursuant to the power of sale contained in said Note, Security Deed and Modification of Security Deed, the holder will on the first Tuesday in August, 2025, during the legal hours of sale, before the Courthouse door in said County will offer for sale at public outcry to the highest bidder for cash, the property described in said Security Deed and Modification of Security Deed, to-wit: All that tract or parcel of land situate, lying and being 5.000 acres, more or less, located in Land Lot No. 506, 10th Land District, Cook County, Georgia, designated as Lot 2 and being more particularly described according to that certain plat of survey entitled “PLAT OF SURVEY FOR DON BRADFORD” dated October 9, 2001, revised April 28, 2006, and recorded on May 17, 2006, prepared by Roland Stan Folsom, Folsom Surveying, Georgia Registered Land Surveyors, and recorded in Plat File 199, Page 3B, in the Office of the Clerk of Superior Court of Cook County, GA. Said plat is incorporated herein and made a part of this description by reference hereto. (Cook County Tax Map 0067 Parcel 108) The sale will be held subject to all unpaid taxes, assessments, mineral and oil rights, easements and restrictions of record. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note, Security Deed as modified. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Mr. Kenneth Hughes, Bank of Alapaha, 502 North Davis Street, Nashville, GA 31639 or call 229-686-7491. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold as the property of Tiffany Ann Watford, the property to the best information, knowledge and belief of the undersigned, being presently in her possession. This property is known as 5357 Futch Road, Hahira, GA 31632. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and Modification of Security Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. This the 26th day of June, 2025. Bank of Alapaha, as Attorney in Fact for Tiffany Ann Watford Daniel L. Studstill STUDSTILL FIRM, LLP Attorney at Law 110 N. Dogwood Drive P.O. Box 647 Nashville, GA 31639 (229) 686-3500 State Bar No: 690125 This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. 28. 29. 30. 31.