1228 Rocky Ford Rd

870940 NOTICE OF FORECLOSURE SALE UNDER POWER HART COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by James D. Ladshaw and Timothy D. Ladshaw to Wells Fargo Bank, N.A., dated May 31, 2016, and recorded in Deed Book 796, Page 129, Hart County, Georgia Records, as last transferred to U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust by assignment recorded on December 19, 2024 in Book 1054 Page 446 in the Office of the Clerk of Superior Court of Hart County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Five Thousand Three Hundred and 0/100 dollars ($125,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hart County, Georgia, within the legal hours of sale on August 5, 2025, the following described property: THE FOLLOWING DESCRIBED PROPERTY, TO-WIT: ALL THAT TRACT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, SITUATED IN THE 1117TH GEORGIA MILITIA DISTRICT OF HART COUNTY, GEORGIA, CONTAINING 3.970 ACRES, MORE OR LESS, AND BEING DESIGNATED AS TRACT NUMBER 2, OF A SURVEY FOR J.W. TEGELAAR, DATED JUNE 10, 2005, PREPARED BY SLATE AND ASSOCIATES, INC. REGISTERED LAND SURVEYORS, RECORDED AT PLAT BOOK 2J, PLAGE 242 IN THE OFFICE OF THE CLERK OF SUPERIOR COURT FOR HART COUNTY, GEORGIA, SAID PLAT AND THE RECORDATION THEREOF ARE HEREBY EXPRESSLY BY REFERENCE INCORPORATED INTO AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY IS MADE SUBJECT TO ALL ZONING ORDINANCES, EASEMENTS, ANY OTHER RIGHTS OF WAY FOR PUBLIC ROADS AND PUBLIC UTILITIES AND ANY RESTRICTIONS OF RECORD AFFECTING SAID DESCRIBED PROPERTY. BEING THE SAME PREMISES CONVEYED UNTO JAMES D. LADSHAW AND TIMOTHY D. LADSHAW THE UNDIVIDED ONE-HALF INTEREST, BY VIRTUE OF DEED FROM JOHN W. TEGELAAR AND DAVID J. TEGELAAR AS CONSERVATORS OF MARION EMILY S. TEGELAAR A/K/A MARION E. TEGELAAR DATED MAY 17, 2006, RECORDED MAY 30, 2006 IN BOOK 555, PAGES 766, HART COUNTY, GA. PARCEL ID: C27B 030 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Selene Finance, L.P. they can be contacted at (877) 735-3637 for Loss Mitigation Dept, or by writing to 3501 Olympus Boulevard, 5th Floor, Suite 500, Coppell, Texas 75019, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is James D. Ladshaw and Timothy D. Ladshaw or tenant(s); and said property is more commonly known as 1228 Rocky Ford Rd, Lavonia, GA 30553. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust as Attorney in Fact for James D. Ladshaw and Timothy D. Ladshaw. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 25-17077