48 Watson Dr

CLASS:10900 NOTICE OF SALE UNDER POWER State of GEORGIA, County of CARROLL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by LULA BELL WATSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR MAGNOLIA BANK, INC, ITS SUCCESSORS AND ASSIGNS, dated 07/18/2014, and Recorded on 07/24/2014 as Book No. 5345 and Page No. 974, CARROLL County, Georgia records, as last assigned to PENNYMAC LOAN SERVICES, LLC (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $53,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the CARROLL County Courthouse within the legal hours of sale on the first Tuesday in September, 2025, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 208 OF THE 2ND DISTRICT OF CARROLL COUNTY, GEORGIA, CONTAINING 2 ACRES, MORE OR LESS, AND DESCRIBED IN DETAIL AS FOLLOWS: BEGINNING AT AN IRON STAKE ON THE EASTERLY SIDE OF A ROAD KNOWN AS WATSON DRIVE, WHICH IS 210 FEET SOUTHERLY ALONG THE EASTERLY SIDE OF SAID ROAD FROM ITS INTERSECTION WITH THE VILLA RICA-DALLAS HIGHWAY; AND RUNNING THENCE SOUTH 12 DEGREES EAST ALONG SAID WATSON DRIVE 130 FEET TO A CORNER; THENCE 20 DEGREES EAST ALONG SAID ROAD 300 FEET TO AN IRON STAKE; THENCE NORTH 79 DEGREES EAST A DISTANCE OF 185 FEET TO ANOTHER STAKE; THENCE NORTH 15 DEGREES WEST 458 FEET; THENCE SOUTH 62 DEGREES WEST 155 FEET TO THE POINT OF BEGINNING; SAID PROPERTY BOUNDED ON THE NORTHERLY SIDE BY PROPERTY NOW OR FORMERLY OWNED BY L. M. ODUM, ON THE EASTERLY SIDE BY PROPERTY NOW OR FORMERLY OWNED BY V. C. CHANCE, ON THE SOUTHERLY SIDE BY PROPERTY NOW OR FORMERLY OWNED BY ROBERT WILLOUGHBY, ON THE WESTERLY SIDE BY SAID WATSON DRIVE; SAID PROPERTY IS SHOWN ON A PLAT PREPARED BY I. W. BAILEY ON FEBRUARY 13, 1954, AND RECORDED IN DEED BOOK 104, PAGE 378, CARROLL COUNTY PUBLIC RECORDS, AND BEING THE SAME PROPERTY DESCRIBED IN A DEED TO JOE MCMICHEN, WHO IS ONE AND THE SAME PERSON AS JOSEPH HOPE MCMICHEN, DATED OCTOBER 31, 1953, AND RECORDED IN BOOK 104, PAGE 379; AND THE SAME PROPERTY DESCRIBED IN A DEED FROM JOSEPH HOPE MCMICHEN TO JOSEPH DWIGHT WATSON, RECORDED IN BOOK 114, PAGE 399, CARROLL COUNTY RECORDS: LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 208, 2ND DISTRICT, CARROLL COUNTY, GEORGIA, AS BEING SHOWN AND DELINEATED ON A PLAT ENTITLED "PROPERTY MAP FOR: CHRISTY M. SHADDIX", DATED DECEMBER 9, 1998, PREPARED BY CARL A. COCHRAN SURVEYORS, CERTIFIED BY CARL A. COCHRAN, GA RLS #1370, WHICH PLAT IS RECORDED IN PLAT BOOK 66, PAGE 93, CARROLL COUNTY, GEORGIA, PUBLIC REAL ESTATE RECORDS, SAID PLAT AND THE RECORD THEREOF ARE EACH BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID PROPERTY. IN THE YEAR 2013, SAID PROPERTY IS ADDRESSED AS 48 WATSON DRIVE, VILLA RICA, GEORGIA 30180, ACCORDING TO THE PRESENT SYSTEM OF NAMING AND NUMBERING STREETS AND HOUSES AND BEARS THE TAX IDENTIFICATION NUMBER 186 0075. THIS CONVEYANCE IS MADE SUBJECT TO ALL ZONING ORDINANCES, EASEMENTS AND RESTRICTIONS OF RECORD AFFECTING SAID BARGAINED PREMISES, IF ANY, HOWEVER, THIS REFERENCE SHALL NOT OPERATE TO REIMPOSE SAME, The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). PENNYMAC LOAN SERVICES, LLC holds the duly endorsed Note and is the current assignee of the Security Deed to the property. PENNYMAC LOAN SERVICES, LLC, acting on behalf of and, as necessary, in consultation with FEDERAL HOME LOAN MORTGAGE CORPORATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, PENNYMAC LOAN SERVICES, LLC may be contacted at: PENNYMAC LOAN SERVICES, LLC, 3043 TOWNSGATE ROAD, SUITE 200, WESTLAKE VILLAGE, CA 91361, 866-549-3583. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 48 WATSON DRIVE, VILLA RICA, GEORGIA 30180 is/are: LULA BELL WATSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. PENNYMAC LOAN SERVICES, LLC as Attorney in Fact for LULA BELL WATSON. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010518710 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341-5398 07/17