721 Gallaway Ln

STATE OF GEORGIA COUNTY OF COLUMBIA NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained with that certain Security Deed dated October 14, 2022, from Michael T. Gillyard to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Guild Mortgage Company LLC, a California Limited Liability Company, its successors and assigns, recorded on October 18, 2022 in Deed Book 14506 at Page 41 Columbia County, Georgia records, having been last sold, assigned, transferred and conveyed to Guild Mortgage Corporation by Assignment and said Security Deed having been given to secure a note dated October 14, 2022, in the amount of $315,000.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Columbia County, Georgia, on August 5, 2025 the following described real property (hereinafter referred to as the “Property”): ALL THAT LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF COLUMBIA, AND BEING SHOWN AND DESIGNATED AS LOT 7, BLOCK K, SECTION F OF HIGH MEADOWS SUBDIVISION, AS SHOWN ON A PLAT OF SURVEY RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF COLUMBIA COUNTY, GEORGIA, IN PC-F, SLIDE 129 # 5; REFERENCE BEING MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO THE METES, BOUNDS AND LOCATION OF SAID PROPERTY. SAID PROPERTY IS CONVEYED SUBJECT TO AND WITH NOTICE OF THE FOLLOWING MATTERS; A) DRAINAGE EASEMENTS, BUILDING SETBACK LINES, AND ALL OTHER MATTERS SHOWN ON THE PLAT OF RECORD; B) GENERAL UTILITY EASEMENTS AND ROAD RIGHT-OF-WAY GRANTS AND EASEMENTS, INCLUDING BUT NOT LIMITED TO A 20' DRAINAGE AND UTILITY EASEMENT AS CONTAINED ON ABOVE REFERENCED PLAT. SAID PROPERTY IS HEREBY CONVEYED SUBJECT TO PROTECTIVE COVENANTS RECORDED IN BOOK 5798, PAGES 219-248 AND TO ANY AND ALL OTHER EASEMENTS, RESTRICTIONS AND RIGHTS OF WAY OF RECORD IN THE AFORESAID CLERKS OFFICE. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Michael T. Gillyard. The property, being commonly known as 721 Gallaway Lane, Grovetown, GA, 30813 in Columbia County, will be sold as the property of Michael T. Gillyard, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Guild Mortgage Company P.O. Box 85046 San Diego, CA 92186-5304,1-800-569-4287 . The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Guild Mortgage Corporation as Attorney in Fact for Michael T. Gillyard 100 Galleria Parkway, Suite 1000 Atlanta, GA 30339 Phone: (770) 373-4242 THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 25-003543