927 W Magnolia St

NOTICE OF SALE
UNDER POWER
GEORGIA, LOWNDES COUNTY
By virtue of a Power of Sale con tained in that certain Security 
Deed from DELORIS MITCH -
ELL to FINANCIAL FREEDOM 
SENIOR FUNDING CORPORA -
TION, A SUBSIDIARY OF INDY -
MAC BANK, F.S.B., dated June 
11, 2007, recorded June 27, 2007, 
in Book 3830, Page 273, Lown des County, Georgia Records, 
said Security Deed having been
given to secure a Note of even 
date in the original principal 
amount of One Hundred Seven teen Thousand and 00/100 dol -
lars ($117,000.00), with interest 
thereon as provided for therein, 
said Security Deed having been 
last sold, assigned and trans ferred to ONITY LOAN ACQUI -
SITION TRUST 2026-HB3, there 
will be sold at public outcry to 
the highest bidder for cash at the 
Lowndes County Courthouse, 
within the legal hours of sale 
on the first Tuesday in October, 
2026, all property described in 
said Security Deed including but 
not limited to the following de scribed property:
ALL THAT TRACT OR PARCEL 
OF LAND SITUATE, LYING AND 
BEING IN THE CITY OF VAL -
DOSTA, LOWNDES COUNTY, 
GEORGIA, AND BEING MORE 
PARTICULARLY DESCRIBED 
AS BEING ALL OF LOTS 12 AND 
13 IN BLOCK G OF A SUBDIVI -
SION OF THE LANDS OF CON -
VERSE AND CLARK ACCORD -
ING TO THAT CERTAIN MAP OR 
PLAT OF SURVEY THEREOF 
RECORDED IN DEED BOOK JJ,
PAGE 138 OF THE RECORDS 
OF THE CLERK OF THE SU -
PERIOR COURT OF LOWNDES 
COUNTY, GEORGIA, TO WHICH 
MAP OR PLAT OF SURVEY 
AND THE RECORD THERE -
OF REFERENCE IS HEREBY 
MADE FOR ALL PURPOSES IN 
SAID OF DESCRIPTION. SAID 
LOTS FRONT 53 FEET EACH 
ON THE EAST MARGIN OF LA -
MAR STREET AND RUN BACK 
IN AN EASTERLY DIRECTION 
107 FEET TO AN ALLEY AND 
CONSTITUTE THE PROPER -
TIES CONVEYED TO WILLIE 
M. MITCHELL, JR. AND ANNIE 
B. MITCHELL BY THOSE WAR -
RANTY DEEDS AS RECORDED 
IN DEED BOOK 7G,AT PAGE 29 
AND DEED BOOK 7N,AT PAGE 
60.
Said legal description being con trolling, however the property is 
more commonly known as 927 
W MAGNOLIA ST, VALDOSTA, 
GA 31601.
The indebtedness secured by 
said Security Deed has been and 
is hereby declared due because 
of default under the terms of said 
Security Deed. The indebted ness remaining in default, this 
sale will be made for the purpose 
of paying the same, all expenses 
of the sale, including attorneys’ 
fees (notice to collect same 
having been given) and all other 
payments provided for under the 
terms of the Security Deed.
Said property will be sold on an 
“as-is” basis without any repre sentation, warranty or recourse 
against the above-named or 
the undersigned. The sale will 
also be subject to the following 
items which may affect the title: 
any outstanding ad valorem tax es (including taxes which are a 
lien, whether or not now due and 
payable); the right of redemption 
of any taxing authority; matters 
which would be disclosed by an 
accurate survey or by an inspec tion of the property; all zoning 
ordinances; assessments; liens; 
encumbrances; restrictions; cov enants, and any other matters of 
record superior to said Security 
Deed.
To the best of the knowledge and 
belief of the undersigned, the 
owner and party in possession of 
the property is DELORIS MITCH -
ELL, or tenants(s).
The sale will be conducted sub ject (1) to confirmation that the 
sale is not prohibited under the 
U.S. Bankruptcy Code (2) to fi nal confirmation and audit of the 
status of the loan with the holder 
of the Security Deed, and (3) pur chaser’s tendering to Rubin Lub -
lin, LLC, anti-money laundering 
information as required pursuant 
to the FinCEN Real Estate Re port Rule. Failure to provide infor -
mation, could result in rescission 
of the sale.
The entity having full authority 
to negotiate, amend and modify 
all terms of the loan (although 
not required by law to do so) is: 
Onity Mortgage Corporation fka 
PHH Mortgage Corporation, Loss 
Mitigation Dept., 1661 Worthing ton Road Ste 100, West Palm 
Beach, FL 33409, Telephone 
Number: 866-503-5559. Nothing 
in O.C.G.A. Section 44-14-162.2 
shall be construed to require a 
secured creditor to negotiate, 
amend, or modify the terms of the 
mortgage instrument.
ONITY LOAN ACQUISITION 
TRUST 2026-HB3
as Attorney in Fact for
DELORIS MITCHELL
THE BELOW LAW FIRM MAY 
BE HELD TO BE ACTING AS A 
DEBT COLLECTOR, UNDER 
FEDERAL LAW. IF SO, ANY IN -
FORMATION OBTAINED WILL 
BE USED FOR THAT PURPOSE.
Attorney Contact: 
Rubin Lublin, LLC
3145 Avalon Ridge Place, 
Suite 100, 
Peachtree Corners, GA 30071
Telephone Number: 
(877) 813-0992 
Case No. RMU-26-02777-3
946167
09/03/2026, 09/10/2026, 
09/17/2026, 09/24/2026, 
10/01/2026
rlselaw.com/property-listing