6490 Crest Hwy

FORECLOSURES
NOTICE OF SALE UNDER POWER
GEORGIA, UPSON COUNTY
Under and by virtue of the Pow-
er of Sale contained in a Security 
Deed given by Garrett Gerard 
White to Mortgage Electronic 
Registration Systems, Inc., as 
grantee, as nominee for Fairway 
Independent Mortgage Corpora-
tion DBA Northpoint Mortgage, 
its successors and assigns dat-
ed August 23, 2024, recorded in 
Deed Book 1927, Page 310, Upson 
County, Georgia Records, as last 
transferred to MIDFIRST BANK by 
assignment recorded in Deed Book 
2034, Page 245, Upson County, 
Georgia Records, conveying the 
after-described property to secure 
a Note in the original principal 
amount of ONE HUNDRED FIF -
TY THOUSAND FIVE HUN -
DRED NINETY AND 00/100 
DOLLARS ($150,590.00), with 
interest thereon as set forth there -
in, there will be sold at public out-
cry to the highest bidder for cash at 
the Justice Center at 1185 Highway 
19 South, Thomaston, GA 30286, 
Upson County, Georgia, or at such 
place as may be lawfully designated 
as an alternative, within the legal 
hours of sale on the first Tuesday 
in September, 2026, the following 
described property: 
SEE EXHIBIT “A” ATTACHED 
HERETO AND MADE A PART 
HEREOF
The debt secured by said Security 
Deed has been and is hereby de -
clared due and payable because of 
default having been made of the 
terms of the Note and Security 
Deed. The terms remaining in de -
fault, this sale will be made for the 
purpose of paying the total debt, 
including  all expenses of this sale, 
as provided in the Security Deed 
and by law which includes, but is 
not limited to, attorney’s fees (no-
tice pursuant to O.C.G.A. § 13-1-11 
having been given).
Said property will be sold subject 
to any outstanding ad valorem tax-
es (including taxes which are a lien, 
but not yet due and payable), the 
right of redemption of any taxing 
authority, any matters which might 
be disclosed by an accurate survey 
and inspection of the property, any 
assessments, liens, encumbrances, 
zoning ordinances, restrictions, 
covenants, and any matters of re-
cord including, but not limited 
to, those superior to the Securi-
ty Deed first set out above. Said 
property will be sold on an “as-is” 
basis without any representation, 
warranty or recourse against the 
above-named or the undersigned. 
Prospective bidders must perform 
their own due diligence.
MIDFIRST BANK is the holder of 
the Security Deed to the property 
in accordance with OCGA § 44-14-
162.2.
The entity that has full authority 
to negotiate, amend, and modify 
all terms of the mortgage with the 
debtor is: Midland Mortgage, a di-
vision of MidFirst Bank, 999 N.W. 
Grand Boulevard Suite 100, Okla-
homa City, OK 73118-6116, 800-
654-4566.
Note, however, that such entity is 
not required by law to negotiate, 
amend or modify the terms of the 
loan.
Upon information and belief, said 
property is more commonly known 
as 6490 Crest Hwy, Thomas -
ton, GA 30286-1666. Should a 
conflict arise between the property 
address and the legal description, 
the legal description shall control.
ATTENTION ALL PROSPECTIVE 
BIDDERS: On March 1, 2026, the 
data collection and reporting re-
quirements under the U.S. Finan-
cial Crimes Enforcement Network 
(FinCEN) new Anti-Money Laun -
dering Rule (the “Rule”), found 
at 89 FR 70258, went into effect. 
The Rule applies to certain resi-
dential real estate sale transactions 
(including some that go beyond 
the typical one-to-four family res-
idence) where the transfer is to 
a legal entity or trust, and which 
includes cash purchases, private 
financing or financing provided 
by an institution not subject to a 
federal Anti-Money Laundering or 
Suspicion Activity Report require-
ment. If applicable, as part of this 
Rule, buyers and sellers are re-
quired to provide additional infor-
mation and documentation about 
themselves, their legal entities, 
and/or the source of funds used in 
the reportable transaction. The col-
lection of this information and doc-
umentation is required to comply 
with the Rule’s federal reporting 
requirements, if applicable.* This 
notice is provided for informa -
tional purposes only and does not 
constitute legal advice. You are en-
couraged to consult with your own 
independent legal counsel if you 
have questions about how the Fin-
CEN Anti-Money Laundering Rule 
affects your transaction and wheth -
er your transaction is reportable.
*The Rule is the subject of ongoing 
litigation in several jurisdictions. 
We suggest that you seek your own 
legal counsel if you have questions 
about the status of the Rule and its 
applicability to your sale, if any.
The sale will be conducted subject 
(1) to confirmation that the sale 
is not prohibited under the U.S. 
Bankruptcy Code, (2) to final con-
firmation and audit of the status 
of the loan with the holder of the 
Security Deed, and (3) to confir -
mation that the successful bidder 
has timely provided all information 
required for reporting under the 
Rule, 89 FR 70258, if applicable.
MIDFIRST BANK
as Attorney in Fact for 
Garrett Gerard White
McCalla Raymer 
Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT “A”
All that tract or parcel of land con-taining 5.126 acres, more or less, 
lying and being in Land Lot 191 of 
the 15th Land District of Upson 
County, Georgia, and being more 
particularly shown and designat -
ed as 5.126 acres according to that 
certain plat of survey entitled “Plat 
for Doug Matthews” dated July 6, 
2021, prepared by Robert A. Mo-
reland, Georgia Registered Profes-
sional Land Surveyor #1891, a copy 
of which said plat is recorded in 
Plat Book 33, page 86, Clerk’s Of-
fice, Superior Court, Upson Coun-
ty, Georgia, and which said plat, 
together with the metes, bounds, 
courses and distances as shown 
thereon with respect to the said 
5.126 acres, is by this reference 
incorporated herein in aid of this 
description as fully as if copied at 
length herein.
Parcel ID: 012 013A
JD     September 1, 2026
Our file no. 26-23247GA
26-23247GA
07/29, 08/05,12,19,26