1001 Bowman Rd

NOTICE OF SALE UNDER POWER GEORGIA, CATOOSA COUNTY By virtue of a Power of Sale contained in that certain Security Deed from SARAH SOTELO to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for FirstBank, its successors and assigns., dated April 13, 2021, recorded April 13, 2021, in Book 2129, Page 449, Catoosa County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Eight Thousand Three Hundred Eighty-Three and 00/100 dollars ($208,383.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST IX-A, there will be sold at public outcry to the highest bidder for cash at the Catoosa County Courthouse, within the legal hours of sale on the first Tuesday in October, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN ORIGINAL LAND LOT NO. 32, IN THE 27TH DISTRICT AND 3RD SECTION OF CATOOSA COUNTY, GEORGIA, BEING LOTS 3 & 4, RANDY CHAMBERS SUBDIVISION, AS SHOWN BY PLAT RECORDED IN PLAT BOOK 16 PAGE 52, CATOOSA COUNTY, GEORGIA LAND RECORDS. Said legal description being controlling, however the property is more commonly known as 1001 BOWMAN RD, RINGGOLD, GA 30736. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is SARAH SOTELO, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Rocket Mortgage, LLC sbm Nationstar Mortgage LLC, Loss Mitigation Dept., 8950 Cypress Waters Blvd, Coppell, TX 75019, Telephone Number: 877-888-4606. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST IX-A as Attorney in Fact for SARAH SOTELO THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin TN, PLLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. NATRU-24-03949-12 Ad Run Dates 09/09/2026, 09/16/2026, 09/23/2026, 09/30/2026 rlselaw.com/property-listing