3650 Grady Smith Rd

NOTICE OF FORECLOSURE SALE UNDER POWER WALTON COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Hiram L. Smith and Janice Marsha Smith to Beneficial Mortgage Co. of Georgia dated July 20, 2007 and recorded on July 25, 2007 in Deed Book 02769, Page 0222, Walton County, Georgia Records, and later assigned to U.S. Bank Trust National Association, as Trustee for Ranch Series IV Trust by Assignment of Security Deed recorded on April 26, 2024 in Deed Book 5468, Page 142, Walton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Sixty-Nine Thousand Eight Hundred Fifty-One and 14/100 Dollars ($269,851.14), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Walton County, Georgia, within the legal hours of sale on November 3, 2026 the following described property: All that Tract or Parcel of Land Lying and Being in the State of Georgia, County of Walton, Land Lot 75, 4th Land District, Vinegar Hill G.M.D. 415, and Containing 6.153 Acres, more or less, as per plat and survey dated September 23, 1986, Revised May 5, 1987, and Revised June 3, 1994, prepared by Kenneth C. Sims, R.L.S. #1783, and recorded in Plat Book 66, Page 157, Clerk`s Office, Walton Superior Court, reference to which said plat the record thereof is hereby made for a more complete description and to incorporate said plat herein. Tax ID #: C0420033 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer, SN Servicing Corporation, as servicer for U.S. Bank Trust National Association, as Trustee for Ranch Series IV Trust , can be contacted at 800-603-0836 or by writing to 323 Fifth Street, Eureka, CA 95501, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the parties in possession of the property are Hiram L. Smith and Heirs of the Estate of Janice Marsha Smith or tenant(s); and said property is more commonly known as 3650 Grady Smith Road, Loganville, GA 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank Trust National Association, as Trustee for Ranch Series IV Trust as Attorney in Fact for Hiram L. Smith and Janice Marsha Smith a/k/a Janice M. Smith McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: 26-003740-01 10:7,14,21,28,2026