239 Margo Trail Se

STATE OF GEORGIA COUNTY OF FLOYD NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by MATTHEW RAMSAY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR COMMERCE HOME MORTGAGE, LLC in the original principal amount of $174,561.00 dated July 27, 2020, and recorded in Deed Book 2638 , Page 86, Floyd County records, said Security Deed being last transferred to LAKEVIEW LOAN SERVICING, LLC in Deed Book 2759 , Page 363, Floyd County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 6/2/2026, the property in said Security Deed and described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE IN THE COUNTY OF FLOYD, STATE OF GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: ALL THAT TRACTOR PARCEL OF LAND SITUATED, LYING AND BEING LOT 59 OF A RESUBDIVISION OF LOTS 52 THROUGH 61 OF TWICKENHAM ESTATES, AS SHOWN ON A PLAT OF SAID RESUBDIVISION IN PLAT BOOK 10, PAGE 199, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF FLOYD COUNTY, GEORGIA. BEING THE SAME PROPERTY WHICH, BY WARRANTY DEED DATED AUGUST 30, 2019, AND RECORDED ON SEPTEMBER 4, 2019 AMONG THE LAND RECORDS OF THE COUNTY OF FLOYD, STATE OF GEORGIA, IN WARRANTY DEED BOOK 2595, PAGE 783, WAS GRANTED AND CONVEYED BY CHRISTOPHER DANIEL FINCHER UNTO MATTHEW RAMSAY. BEING THE SAME PROPERTY WHICH, BY LIMITED WARRANTY DEED DATED JULY 21, 2016, AND RECORDED ON AUGUST 5, 2016 AMONG THE LAND RECORDS OF THE COUNTY OF FLOYD, STATE OF GEORGIA, IN LIMITED WARRANTY DEED BOOK 2474, PAGE 551, WAS GRANTED AND CONVEYED BY OPERATION HOMEFRONT, INC. UNTO CHRISTOPHER DANIEL FINCHER. **FOR INFORMATIONAL PURPOSES ONLY** THE IMPROVEMENTS THEREON BEING KNOWN AS 239 MARGO TRAIL SOUTHEAST, ROME, GA 30161 TAX ID NO. J15Z-350 Said property being known as: 239 MARGO TRL SE, ROME, GA 30161 To the best of the undersigneds knowledge, the party or parties in possession of said property is/are MATTHEW RAMSAY or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: LoanCare, LLC 4425 PONCE DE LEON BLVD., MS 5-251 CORAL GABLES, FL 33146 1-800-274-6600 Note that pursuant to O.C.G.A. ? 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. LAKEVIEW LOAN SERVICING, LLC, as Attorney-in-Fact for MATTHEW RAMSAY Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 26-410824 5:8,15,22,29,2026