13 Sunset Terrace Sw

NOTICE OF FORECLOSURE SALE UNDER POWER BARTOW COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Edward P Yencha II to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Buckhead Mortgage Associates, Inc., dated December 4, 2020, and recorded in Deed Book 3266, Page 212, Bartow County, Georgia Records, as last transferred to Citizens Bank NA f/k/a RBS Citizens NA by assignment recorded on October 22, 2025 in Book 3789 Page 254 in the Office of the Clerk of Superior Court of Bartow County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Seventy-One Thousand and 0/100 dollars ($171,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on July 7, 2026, the following described property: All that tract or parcel of land lying and being in Land Lot 505 of the 4th District and 3rd Section of Bartow County Georgia, and being Lot 20, Sunset Ridge Subdivision, (FKA Bloomfield Hills Subdivision), as per plat recorded in Plat Book 32, Page 137, Clerk's Office, Superior Court of Bartow County Georgia, to which plat reference is hereby made and incorporated herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Citizens Bank, NA they can be contacted at 1-800-234-6002 for Loss Mitigation Dept, or by writing to 10561 Telegraph Road, Glen Allen, Virginia 23059, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is EDWARD P YENCHA, II or tenant(s); and said property is more commonly known as 13 Sunset Terr Sw, Cartersville, GA 30120. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Citizens Bank NA f/k/a RBS Citizens NA as Attorney in Fact for Edward P Yencha II. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 26-11000 6/11, 6/18, 6/25, 7/2 #1337