24 Ashley Oaks Trail Nw

NOTICE OF FORECLOSURE SALE UNDER POWER FLOYD COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Bobby Ferguson, Jr. and Diane Ferguson to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for SunTrust Bank, dated August 7, 2019, and recorded in Deed Book 2592, Page 679, Floyd County, Georgia Records, as last transferred to Truist Bank by assignment recorded on December 31, 2024 in Book 2874 Page 62 in the Office of the Clerk of Superior Court of Floyd County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Three Thousand and 0/100 dollars ($203,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Floyd County, Georgia, within the legal hours of sale on July 7, 2026, the following described property: All that tract or parcel of land lying and being in Land Lot 37 in the 23rd District and 3rd Section of Floyd County, Georgia and being Lot 78 of North Woods Estates, Section 3, as per plat thereof recorded in Plat Book 18, Pages 109, 110, 111 in the Office of the clerk of the Superior Court of Floyd County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Truist Bank they can be contacted at (800) 443-1032 for Loss Mitigation Dept, or by writing to 1001 Semmes Avenue, Richmond, Virginia 23224, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is BOBBY FEGUSON JR & DENISE FERGUSON or tenant(s); and said property is more commonly known as 24 Ashley Oaks Trl Nw, Rome, GA 30165. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Truist Bank as Attorney in Fact for Bobby Ferguson, Jr. and Diane Ferguson. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 25-04183 6:12,19,26;7:3,2026