1090 Old Summerville Rd Nw

STATE OF GEORGIA COUNTY OF FLOYD NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from STEPHEN MATTHEW HARPER and KATHARINE J. HARPER to UNITED COMMUNITY BANK, dated November 10, 2022, recorded November 16, 2022, in Deed Book 2774, Pages 1013-1027, Floyd County, Georgia records, said Security Deed being given to secure a Note from STEPHEN MATTHEW HARPER and KATHARINE J. HARPER dated November 10, 2022, in the original principal amount of Five Hundred Fifty-Three Thousand and 00/100 ($553,000.00) Dollars, with interest due thereon on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Floyd County, Georgia, within the legal hours of sale on the first Tuesday in September, 2025, the following described property: All that tract or parcel of land situated, lying and being in Land Lot 44 of the 23rd District, 3rd Section of Floyd County, Georgia, and being Tract B consisting of 1.0477 acres as shown on that certain plat prepared by Aaron W. Carroll, Georgia Registered Land Surveyor #2380 entitled Minor Subdivision for Bobs OSR 2, LLC, a copy of which is recorded in Plat Book 38, Page 115 in the Office of the clerk of the Superior Court of Floyd County, Georgia, reference to which plat is hereby made for a more complete description of the subject property. All main dwellings shall have a minimum of 1800 square feet of heated space. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, the right of redemption of any taxing authority, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. ? 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: United Community Bank, 560 Airport Industrial Drive, Blairsville, Georgia 30512, (800) 822-2651. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHEN MATTHEW HARPER and KATHARINE J. HARPER or a tenant or tenants and said property is more commonly known as 1090 Old Summerville Road NW, Rome, Georgia 30165. UNITED COMMUNITY BANK, as attorney in Fact for STEPHEN MATTHEW HARPER and KATHARINE J. HARPER Harold E. Gill, Jr., Esq. Stites & Harbison, PLLC 303 Peachtree Street, N.E. Suite 2800 Atlanta, Georgia 30308 (404) 739-8841 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 8:8,15,22,29,2025