311 N White St

CLASS:10900 NOTICE OF SALE UNDER POWER GEORGIA, CARROLL COUNTY Under and by virtue of the Power of Sale contained in that certain Security Deed from Matthew S. Haynes and Tara F. Haynes (the “Grantor”) to Associated Credit Union (“Grantee”), dated April 6, 2022, filed and recorded April 22, 2022, in Deed Book 6063, Page 881, Carroll County, Georgia Records (“the “Security Deed”) conveying the after-described property to secure that certain Note dated April 6, 2022, from Grantor payable to Grantee in the original principal amount of Fifty-Thousand and 00/100 Dollars ($50,000.00), with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Carroll County, Georgia, within the legal hours of sale on the first Tuesday in September, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 249 of the 5th District, Carroll County, Georgia, being a 0.176 acre tract, as per plat entitled "Boundary Survey for Matthew S. Haynes and Tara F. Haynes", prepared by Lester E. Bell of Pioneer Land Surveying, GRLS No. 2935, dated February 10, 2014, and recorded in Plat Book 99, Page 70, Carroll County, Georgia Records, which plat is incorporated herein by reference. Being known as 311 N. White Street, according to the present system of numbering houses in Carroll County, Georgia. This sale will be made and is sold subject to that certain first priority security deed from Grantor to Goldwater Bank, N.A. dated November 6, 2020, recorded November 16, 2020, in Deed Book 5869, Page 922, aforesaid records. The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed The following information is being provided in accordance with O.C.G.A. § 44-14-162.2. Associated Credit Union is the secured creditor under the Security Deed and loan as herein referenced. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described Security Deed and associated Note on behalf of the secured creditor: Associated Credit Union, Attn: Foreclosures, 6251 Crooked Creek Road, Peachtree Corners, GA 30092-3107, (770) 368-2114. O.C.G.A. § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument." To the best of the undersigned's knowledge and belief, the property is known as: 311 North White Street, Carrollton, GA 30117, and the party in possession of the property is Matthew S. Haynes and Tara F. Haynes, or their tenant or tenants. Associated Credit Union, as Attorney-in-Fact for Matthew S. Haynes and Tara F. Haynes Thompson, O'Brien, Kappler & Nasuti, P.C. 2 Sun Court, Suite 400 Peachtree Corners, Georgia 30092 (770) 925-0111 This is notice that we are attempting to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector. 08/07, 08/14, 08/21, 08/28