620 Cleveland Ave Sw

NOTICE OF SALE UNDER POWER GEORGIA, FLOYD COUNTY By virtue of a Power of Sale contained in that certain Security Deed from SAFE HAVEN REAL ESTATE SERVICES, LLC to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR AMERICAN HERITAGE LENDING, LLC, dated May 31, 2024, recorded June 3, 2024, in Deed Book 2844, Page 930, Floyd County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eighty-Seven Thousand Five Hundred and 00/100 dollars ($187,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank Trust National Association, not in its individual capacity but solely as trustee for Chester Road Funding Trust, there will be sold at public outcry to the highest bidder for cash at the Floyd County Courthouse, within the legal hours of sale on the first Tuesday in August, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND SITUATED, LYING AND BEING IN THE CITY OF ROME, FLOYD COUNTY, GEORGIA, AND BEING ALL OF LOTS 3, 4, 7, 8, AND 9 AND PARTS OF LOTS 5, 6, AND 10 OF THE DAVID I. JOSEPH PROPERTY, ACCORDING TO A SURVEY AND PLAT OF SAME MADE BY R. E. SMITH, REGISTERED SURVEYOR, RECORDED SEPTEMBER 10, 1947, IN PLAT BOOK 3, PAGE 16, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF FLOYD COUNTY, GEORGIA, AND FORMING A TRACT FRONTING SIXTY-EIGHT (68) FEET ON THE NORTHERLY SIDE OF CLEVELAND AVENUE AND ONE HUNDRED SIXTY-SIX AND NINE-TENTHS (166.9) FEET ON THE EASTERLY SIDE OF HANKS STREET, AND BEING ALL OF THAT PROPERTY CONVEYED BY DEED FROM PINE LOG LAND CO. TO JAMES R. WIGGINS, JR., DATED APRIL 24, 1981, AND RECORDED IN DEED BOOK 844, PAGE 256, OF THE FLOYD COUNTY DEED RECORDS, EXCEPTING ONLY THAT TRACT DESCRIBED AS BEGINNING ON THE NORTH SIDE OF CLEVELAND AVENUE SIXTY-EIGHT (68) FEET EAST OF THE NORTHEAST CORNER OF THE INTERSECTION OF THE NORTH SIDE OF CLEVELAND AVENUE AND THE EAST SIDE OF HANKS STREET, AND RUNNING THENCE EASTERLY ALONG THE NORTH SIDE OF CLEVELAND AVENUE FORTY (40) FEET TO THE EAST LINE OF LOT 10 OF SAID DAVID I. JOSEPH PROPERTY; THENCE NORTHERLY, ALONG THE EAST LINE OF LOTS 10, 6 AND 5 OF SAID DAVID I. JOSEPH PROPERTY, A DISTANCE OF ONE HUNDRED FIFTEEN (115) FEET TO A POINT; THENCE WESTERLY FORTY (40) FEET TO A POINT; THENCE SOUTHERLY ONE HUNDRED FIFTEEN (115) FEET TO THE BEGINNING POINT. Said legal description being controlling, however the property is more commonly known as 620 CLEVELAND AVE SW, ROME, GA 30165. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is SAFE HAVEN REAL ESTATE SERVICES, LLC , or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Selene Finance, LP, Loss Mitigation Dept., 3501 Olympus Boulevard 5th Floor, Suite 500, Dallas, TX 75019, Telephone Number: 1-877-768-3759. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR CHESTER ROAD FUNDING TRUST as Attorney in Fact for SAFE HAVEN REAL ESTATE SERVICES, LLC THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. SEF-25-01037-2 rlselaw.com/property-listing 7:11,18,25;8:1,2025