16 Gray Rock Dr Nw

STATE OF GEORGIA COUNTY OF FLOYD NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated October 19, 2012, executed by Zellenor Ann Black to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Amerisave Mortgage Corporation, recorded in Deed Book 2325, Page 1051, Floyd County, Georgia Deed Records, and securing a Note in the original principal amount of $96,000.00, said Security Deed last having been assigned to PROVIDENT FUNDING ASSOCIATES, LP, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2025 to-wit: August 5, 2025, during the legal hours of sale, before the Floyd County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land situated, lying and being in Land Lot No. 87 in the 4th District and 4th Section of Floyd County, Georgia and being Lot No. 16 Gray Rock Drive in the Garden Lakes Subdivision, Part 21-C in the City of Rome, Floyd County, Georgia, according to a plat of said subdivision recorded in Plat Book 15, Pages 230-231, in the Office of the Clerk of the Superior Court of Floyd County, Georgia. S The aforedescribed real property is also known as 16 Gray Rock Drive NW, Rome, GA 30165, according to the present system of numbering houses in Floyd County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Provident Funding Associates, L.P., 1235 N. Dutton Avenue, Suite E, Santa Rosa, CA 95401. The telephone number is 1-800-696-8199, Option 7. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the extent that said real property is comprised of more than one parcel, said real property will be sold in one or more parcels and in such order as the holder of the Security Deed may determine. Upon information and belief, said real property is presently in the possession or control of ZELLENOR ANN BLACK AND/OR THE HEIRS, EXECUTORS OR ADMINISTRATORS OF THE ESTATE OF ZELLENOR ANN BLACK AND/OR THE PERSON OR PERSONS CLAIMING INTEREST OR TITLE TO SAID REAL PROPERTY UNDER, BY OR THROUGH THEM, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. PROVIDENT FUNDING ASSOCIATES, LP as Attorney-in-Fact for ZELLENOR ANN BLACK Ellis Painter, Attorneys at Law PO Box 9946 Savannah, GA 31412 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 7:11,18,25;8:1,2025