3583 Hickory Flat Hwy

This is an attempt to collect a debt and any information obtained will be used for that purpose. NOTICE OF SALE UNDER POWER GEORGIA, CHEROKEE COUNTY Under and by virtue of Power of Sale contained in the Georgia Deed to Secure Debt from Lewis Lamar Lacy and Jo-Ann Lacy, to Mortgage Electronic Registration Systems, Inc., as nominee for The CIT Group/Consumer Finance, Inc., dated August 3, 2005, filed for record August 18, 2025, recorded at Deed Book 8134, Page 321, Cherokee County, Georgia Records, in the original principal amount of $106,650.00; as assigned to Vanderbilt Mortgage and Finance, Inc., by Assignment dated March 18, 2011, filed for record March 24, 2011, recorded at Deed Book 11345, Page 387, aforesaid records, corrected by Correction Assignment dated April 6, 2011, filed for record April 11, 2011, recorded at Deed Book 11362, Page 191, aforesaid records together with a Promissory Note of equal date and value, with interest at the rate specified therein, there will be sold, by the undersigned at public outcry to the highest bidder for cash, before the Courthouse Door, or designated area at CHEROKEE COUNTY, Georgia, or designated area, within the legal hours of sale on the first TUESDAY in August 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 44 of the 15th District, 2nd Section of Cherokee County, Georgia, being 2.0 +I- acres according to that plat of survey prepared on 6/17/05 for Lamar and Jo-Ann Lacy by Landpro Surveying and Mapping, Inc., which plat is incorporated herein by reference for a more complete and accurate description. Said tract is more particularly described as follows: BEGINNING at a monument on the northeast corner of Land Lot 44, thence traveling South 05 degrees 04 minutes 05 seconds West, a distance of 125.56 feet to an iron pin; thence North 86 degrees 33 minutes 10 seconds West, a distance of 400.0 feet to an iron pin; thence South 05 degrees 04 minutes 05 seconds West, a distance of 145.0 feet to an iron pin; thence N orth 86 degrees 33 minutes 10 seconds West, to an iron pin and the POINT OF BEGINNING; thence North 86 degrees 33 minutes 10 seconds West, a distance of 218.0 feet to an iron pin; thence South 05 degrees 04 minutes 05 seconds West, a distance of 400.0 feet to an iron pin; thence South 86 degrees 33 minutes 10 seconds East, a distance of 218.0 feet to an iron pin; thence North 05 degrees 04 minutes 05 seconds East, a distance of 400.0 feet to an iron pin and the POINT OF BEGINNING. This conveyance includes and is subject to two (2) 25 foot easements for ingress and egress through and to the subject property herein described to Georgia Highway 140 (80 foot Right- of-Way), as more particularly described on the above referenced Plat of S urvey and incorporated herein by reference. Said easement is further described in Plat Book 41, Page 21, Cherokee County, Georgia Records. Together with that certain 1991 Palm Harbor Manufactured Home with VIN #NTA2449006/9007. Said legal description is controlling but the property is commonly known as 3583 Hickory Flat Highway, Canton, Georgia 30115. Tax and Parcel ID Number: 15N19-242 The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; and all outstanding bills for public utilities which constitute liens upon said property; To the best of the knowledge and belief of the undersigned, the party in possession of the property is Lewis Lamar Lacy and Jo-Ann Lacy and /or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. VANDERBILT MORTGAGE AND FINANCE, INC. and its counsel are acting as debt collectors. Any information obtained will be used for that purpose. VANDERBILT MORTGAGE AND FINANCE, INC., as Attorney-in-Fact for Lewis Lamar Lacy and Jo-Ann Lacy. For information on modifying or altering the loan or acquiring further information about this Security Deed: Contact: Jason Godwin Godwin Law Group 3985 Steve Reynolds Blvd, Bldg D Norcross, GA 30093 Phone: 470-427-2683 Email: jgodwin@godwinlawgroup.com 7:10,17,24,31-2025