504 Cedar Ave Sw

NOTICE OF SALE UNDER POWER GEORGIA, FLOYD COUNTY By virtue of a Power of Sale contained in that certain Security Deed from JARED CLAUDE BANNISTER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR PRIMARY RESIDENTIAL MORTGAGE, INC., dated September 30, 2019, recorded October 2, 2019, in Book 2599, Page 521, Floyd County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty Thousand Four Hundred Ninety-Two and 00/100 dollars ($130,492.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to PennyMac Loan Services, LLC, there will be sold at public outcry to the highest bidder for cash at the Floyd County Courthouse, within the legal hours of sale on the first Tuesday in November, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND SITUATED, LYING AND BEING IN THE EIGHTH WARD OF THE CITY OF ROME, FLOYD COUNTY, GEORGIA, AND BEING IN LAND LOT 324, 23RD DISTRICT AND 3RD SECTION OF SAID STATE AND COUNTY, AND BEING MORE PARTICULARLY DESCRIBED AS: BEGINNING AT THE NORTHEASTERLY CORNER OF THE PRESENT J.F. CLAY HOME PROPERTY WHICH CORNER IS ON CEDAR STREET, NOW KNOWN AS THE OLD LINDALE ROAD, 120 FEET SOUTHERLY OF THE CORNER OF SAID OLD LINDALE ROAD AND EAST NINETEENTH STREET; RUNNING THENCE NORTHERLY ALONG THE WESTERLY SIDE OF THE OLD LINDALE ROAD A DISTANCE OF 55 FEET AND EXTENDING BACK OF EVEN WIDTH 165 FEET. ALSO, ALL THAT TRACT OR PARCEL OF LAND SITUATED, LYING AND BEING IN THE EIGHTH WARD OF THE CITY OF ROME, FLOYD COUNTY, GEORGIA, AND BEING LOT NO. 380 IN THE ROME LAND COMPANY`S ADDITION TO EAST ROME, AND FRONTING ON THE WEST SIDE OF CEDAR AVENUE 65 FEET, MORE OR LESS, AND RUNNING BACK BETWEEN PARALLEL LINES 165 FEET. Said legal description being controlling, however the property is more commonly known as 504 CEDAR AVE SW, ROME, GA 30161. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JARED CLAUDE BANNISTER, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: PennyMac Loan Services, LLC, Loss Mitigation Dept., 3043 Townsgate Road Suite 200, Westlake Village, CA 91361, Telephone Number: 1-866-549-3583. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. PENNYMAC LOAN SERVICES, LLC as Attorney in Fact for JARED CLAUDE BANNISTER THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. PNY-26-03634-3 rlselaw.com/property-listing 8:28;10:9,16,23,30,2026